Lorain County property record for 1520 Prospect St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1952 |
| Square Footage | 2,002 sqft Living Area |
| Lot Size | 17,860 sqft (0.41 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $185,000 (2021) |
| Tax Bill | $3,306.00 (2025) |
| Primary APN | 06-25-002-113-081 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,002 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 17,860 sqft (0.41 acres) |
| Depth X Width | 150 ft x 120 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 852 sqft Garage |
| Patio Area | 150 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 110 sqft Porch |
| Street Address | 1520 PROSPECT ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7161 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CITY/MUNI/TWP:ELYRIA CITY |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 71202 |
Source: Lorain County records · APN 06-25-002-113-081
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1520 PROSPECT ST, ELYRIA, OH 44035-7161 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 28, 2021 | Warranty Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Oct 28, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN MIDWEST MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on Record |
| Deed Sale | Oct 28, 2021 · Amount on Record |
| Prior Sale | Oct 28, 2021 |
| Deed Doc Number | 2021007370 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 28, 2021 |
| Property Address | 1520 PROSPECT ST, ELYRIA, OH 44035-7161 |
| Document Number | 0000846532 |
| Instrument Date | Oct 03, 2021 |
| Instrument | 2021-0846532 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36285 MONTROSE WAY, AVON, OH 44011-3494 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 28, 2021 |
| Property Address | 1520 PROSPECT ST, ELYRIA, OH 44035-7161 |
| Document Number | 0000846533 |
| Instrument Date | Oct 03, 2021 |
| Instrument | 2021-0846533 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1520 PROSPECT ST, ELYRIA, OH 44035-7161 |
| Document Number | 0000846534 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021-0846534 |
| Name | AMERICAN MIDWEST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,306.00 | $70,210 (%) Land $15,350 Building $54,860 | $200,600 (-) Land $43,870 Building $156,730 |
| 2024 | $3,306.00 (+14.32%) | $70,211 (+32.28%) Land $15,355 Building $54,856 | $200,600 (+32.28%) Land $43,870 Building $156,730 |
| 2023 | $2,892.00 (+0.38%) | $53,078 (%) Land $13,388 Building $39,690 | $151,650 (-) Land $38,250 Building $113,400 |
| 2022 | $2,881.00 | $53,080 Land $13,390 Building $39,690 | |
| 2021 | $151,650 Land $38,250 Building $113,400 |
1520 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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