1611 Eugene St, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 1611 Eugene St, White Bear Lake, MN 55110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,014 sqft · built 1978
Lot Size	0.28 acres (12,201 sqft)
Owner	Individual Name on Record
Tax Bill	$4,814 (2025)
Deeds & Mortgages	Aug 2022 Sale & Second Mortgage Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-30-22-43-0026`

Property Details

APN / Parcel Number

Primary APN	`15-30-22-43-0026`
Alternative APNs	`8182873` `211251`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Game Room	Game Room

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1983
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	12,201 sqft (0.28 acres)
Lot Dimensions	147 ft deep x 83 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	211251
Street Address	1611 EUGENE ST
City	SAINT PAUL
State	MN
Zip	55110-3369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JUDIS ADDITION TO WHITE,BEAR LOT 1 BLK 1
Legal Range	22
Legal Township	30
Legal Section	15
Legal Subdivision	JUDIS ADDITION TO WHITE,BEAR
Legal Block	1
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR LAKE
Census Block Group	4
Census Block	4020
Census Tract	40504

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1611 EUGENE ST, SAINT PAUL, MN 55110-3369
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage NOVATION CU
Jan 9, 2019	Deed of Trust, Mortgage · Line of Credit NOVATION CU
Jun 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage NOVATION CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 12, 2013
Transfer Doc	0004413739
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 29, 2022
Property Address	1611 EUGENE ST, WHITE BEAR LAKE, MN 55110-3369
Document Number	0A04961482
Instrument Date	Aug 4, 2022
Instrument	A04961482
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$686.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 WOLF POINTE TRL, LONG LAKE, MN 55356-4301

Mortgage

Document Number	0A04961513
Date	Aug 29, 2022
Instrument	A04961513

Lender

Name	NOVATION CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jun 1, 2037

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1611 EUGENE ST, WHITE BEAR LAKE, MN 55110-3369
Document Number	0004751868
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 EUGENE ST WHITE BEAR LAKE MN 551103369, WHITE BEAR LAKE, MN 55110-3369

Mortgage

Document Number	0004751868
Date	Apr 3, 2019
Instrument	4751868

Lender

Name	NOVATION CU
Type	Credit Union
Address	500 IMPERIAL AVE N, OAKDALE, MN 55128-7151

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 2, 2034

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1611 EUGENE ST, WHITE BEAR LAKE, MN 55110-3369
Document Number	0004723690
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 EUGENE ST WHITE BEAR LAKE MN 551103369, WHITE BEAR LAKE, MN 55110-3369

Mortgage

Document Number	0004723690
Date	Aug 22, 2018
Instrument	4723690

Lender

Name	NOVATION CU
Type	Credit Union
Address	OAKDALE, MN 55128

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 21, 2023

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	White Bear Lake City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,200 (+11.14%) Land $82,300 Building $278,900	$361,200 (+11.14%) Land $82,300 Building $278,900
2025	$4,814.00 (+15.61%)
2023	$4,164.00 Homeowner's exemption	$325,000 Land $82,300 Building $242,700	$325,000 Land $82,300 Building $242,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Lake serves 25,634 people · EPA ID MN1620024
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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