16135 W Troy Ave, Kerman, CA 93630 Property Records

Fresno County property record for 16135 W Troy Ave, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,024 sqft · built 2005
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on File
Last Sale	$243,500 (Jun 2018)
Tax Bill	$3,850 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-310-19S`

Property Details

APN / Parcel Number

Primary APN	`020-310-19S`
Alternative APN	`02031019`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,024 sqft Living Area
1st Floor Area	2,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	110 ft deep x 90 ft wide
Garage Area	663 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	16135 W TROY AVE
City	KERMAN
State	CA
Zip	93630-9368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUR RT LOT 8 TRACT NO 5222 COBBLESTONE CREEK II
Legal Subdivision	5222 COBBLESTONE CRK II
Legal Tract	5222
Legal Lot Number	8
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	1
Census Block	1009
Census Tract	4003

Owner

16135 W Troy Ave is owned and occupied by two individuals who bought it in June 2018.

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16135 W TROY AVE, KERMAN, CA 93630-9368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jun 5, 2018	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018 · Amount on File
Deed Sale	Jun 5, 2018 · Amount on File
Prior Sale	Mar 18, 2005 · Amount on File
Deed Document Number	201866187
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	16135 W TROY AVE, KERMAN, CA 93630-9368
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16135 W TROY AVE, KERMAN, CA 93630-9368

Mortgage

Document Number	0000058491
Date	Apr 9, 2021
Instrument	2021-0058491

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	16135 W TROY AVE, KERMAN, CA 93630-9368
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080336
Date	Jul 22, 2019
Instrument	2019-0080336

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jun 5, 2018
Property Address	16135 W TROY AVE, KERMAN, CA 93630-9368
Document Number	0000066187
Instrument Date	Mar 14, 2018
Instrument	66187
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	CHICAGO TITLE-FRESNO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.85
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16135 W TROY AVE KERMAN CA 936309368, KERMAN, CA 93630-9368

Mortgage

Document Number	66188
Date	Jun 5, 2018
Instrument	66188

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16135 W Troy Ave was $3,850.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$324,958 (+2%) Land $75,435 Building $249,523
2025	$3,850.00	$318,587 Land $73,956 Building $244,631
2023	$3,679.00 (+1.04%)	$306,218 Land $71,085 Building $235,133
2022	$3,641.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16135 W Troy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16135 W Troy Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kerman Telephone Fiber · DSL	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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