16112 Three Rivers Rd, Biloxi, MS 39532 Property Records

Harrison County property record for 16112 Three Rivers Rd, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	1,885 sqft · built 1965
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$114 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1006F-01-018.000`

Property Details

APN / Parcel Number

Primary APN	`1006F-01-018.000`
Alternative APN	`079478`

Interior

Building Area	1,885 sqft Adjusted Area
1st Floor Area	1,152 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Exterior Material	Plywood
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Carport	Carport
Carport Area	1,192 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	140 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	079478
Street Address	16112 THREE RIVERS RD
City	BILOXI
State	MS
Zip	39532-9263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 AC(C) BEG 275 FT N & 509.4 FT W OF SE COR OF SEC 18 N 529.7 FT E 474.9 FT S 61 DGS W 25 FT TO ELY MAR OF THREE RIVERS RD SL
Legal Range	10
Legal Township	06
Legal Section	18
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	3403

Owner

Source: Harrison County records · APN 1006F-01-018.000

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16112 THREE RIVERS RD, BILOXI, MS 39532-9263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 03, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 14, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 1997
Deed Sale	Nov 12, 1997
Deed Document Number	0001389338
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	16112 THREE RIVERS RD, BILOXI, MS 39532-9263
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16112 THREE RIVERS RD, BILOXI, MS 39532-9263

Mortgage

Document Number	20250025766TJ1
Date	Dec 03, 2025
Instrument	2025-0025766-T-J1

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2055

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	16112 THREE RIVERS RD, BILOXI, MS 39532-9263
Transaction Type	Mortgage
Record Updated	Nov 06, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16112 THREE RIVERS RD, BILOXI, MS 39532-9263

Mortgage

Document Number	20240002918TJ1
Date	Feb 14, 2024
Instrument	2024-0002918-T-J1

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2054

Tax Assessment & Valuation

Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$114.00 (+32.56%) Homeowner's exemption	$11,054 (+13.15%)	$110,537 (+13.15%) Land $49,335 Building $61,202
2024	$86.00 (+16.22%)
2023	$74.00 (-1.33%) Homeowner's exemption Additional exemption filed	$9,769	$97,690 Land $44,850 Building $52,840
2022	$75.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	90 (1995–2012)
Claims Outside the SFHA	3 of 90
Most Recent Claim	Aug 2012 · Hurricane Isaac
Claims by Event	Hurricane Katrina, Sep 2005 · 46 claims Hurricane Georges, Sep 1998 · 16 claims Severe Storms, Tornadoes, Flooding, May 1995 · 10 claims

Wildfire

Wildfire Risk	High above 79% of the US · above 95% of Mississippi
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Coast Electric Power Association Fiber	2,000 / 1,000
Cable One Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20
Telapex Fixed Wireless	100 / 20

Based on FCC filings for 35 locations within half a mile of this property.

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