Harrison County property record for 16097 Three Rivers Rd, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,858 sqft · built 1995 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $862 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1006F-01-013.000 |
| Primary APN | 1006F-01-013.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,858 sqft Adjusted Area |
| 1st Floor Area | 1,712 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 139,392 sqft (3.2 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Utility Building | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 093321 |
|---|---|
| Street Address | 16097 THREE RIVERS RD |
| City | BILOXI |
| State | MS |
| Zip | 39532-9274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.2 AC BEG 2038.1 FT W & 994.7 FT N OF SE COR OF SEC 18 N 131.1 FT E 1102.6 FT TO W MAR OF THREE RIVERS RD S ALONG RD 148.5 F |
| Legal Range | 10 |
| Legal Township | 06 |
| Legal Section | 18 |
| Legal Subdivision | CEDAR OAKS SUBD |
| Legal Lot Number | 7 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 3403 |
16097 Three Rivers Rd is owned and occupied by an individual.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16097 THREE RIVERS RD, BILOXI, MS 39532-9274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000120673 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 16097 Three Rivers Rd was $862 with exemptions applied, up 9.3% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $862.00 (+9.25%) Homeowner's exemption Disabled Person's exemption | $12,316 | $123,156 Land $31,451 Building $91,705 |
| 2024 | $789.00 (+3%) | ||
| 2023 | $766.00 (-1.03%) Homeowner's exemption Disabled Person's exemption | $11,249 | $112,495 Land $28,594 Building $83,901 |
| 2022 | $774.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16097 Three Rivers Rd in Zone X, an area of minimal flood risk, though there have been 90 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 90 (1995–2012) |
| Claims Outside the SFHA | 3 of 90 |
| Most Recent Claim | Aug 2012 · Hurricane Isaac |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16097 Three Rivers Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 92% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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