1611 FM 981, Leonard, TX 75452 Property Records

Fannin County property record for 1611 FM 981, Leonard, TX 75452

Property Summary

Property Type	Mobile Home
Details	3.5 ba · 6,201 sqft · built 2007
Lot Size	69.3 acres (3,018,795 sqft)
Owner	Individual Name on File
Last Sale	$285,300 (Jun 2017)
Tax Bill	$10,081 (2025)
Deeds & Mortgages	Oct 2010 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0821-001-0000-02`

Property Details

APN / Parcel Number

Primary APN	`0821-001-0000-02`
Alternative APN	`80778`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	6,201 sqft Living Area
1st Floor Area	3,263 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	3,018,795 sqft (69.3 acres)
Garage Type	Attached
Garage Area	800 sqft
Porch	Porch
Porch Area	35 sqft
Patio Area	418 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	0821-001-0000-02
Street Address	1611 FM 981
City	LEONARD
State	TX
Zip	75452-4978
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	A0821 M MC CUISTIAN, ACRES 69.302
Legal Subdivision	H T MC CUISTIAN SURVEY ABSTRACT NO 821
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	1
Census Block	1020
Census Tract	950701

Owner

1611 FM 981, a mobile home, is owned and occupied by an individual who bought it in June 2017.

Source: Fannin County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	1611 FM 981, LEONARD, TX 75452-4978
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2010	Deed of Trust, Mortgage · USDA Mortgage USDA
Aug 14, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF TRENTON
Jun 22, 2017	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF TRENTON
Jun 22, 2017	Warranty Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK OF TRENTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2017 · Amount on File
Deed Sale	Jun 22, 2017 · Amount on File
Prior Sale	Jun 22, 2017 · Amount on File
Deed Document Number	20173516
Deed Book / Page	1965 / 229
Prior Transfer Date	May 20, 2017
Prior Transfer Doc	1965/0224
Record Updated	Jun 8, 2026

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1611 FM 981, LEONARD, TX 75452-4978
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01516/0301
Date	Oct 6, 2010
Book Page	1516/0301
Instrument	2010-4667

Lender

Name	USDA
Type	Government Agency
Address	BONHAM, TX 75418

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1611 FM 981, LEONARD, TX 75452-4978
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1977/0058
Date	Aug 14, 2017
Book Page	1977/0058
Instrument	2017-4526

Lender

Name	FIRST NATIONAL BANK OF TRENTON
Type	Bank
Address	TRENTON, TX 75490

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Jun 22, 2017
Property Address	1611 FM 981, LEONARD, TX 75452-4978
Document Number	1965/0229
Book / Page	1965 / 0229
Map Reference	CAB C VOL 25
Instrument Date	May 20, 2017
Instrument	2017-3516
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FANNIN COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	989 TERRACE DR, 989, LANTANA, TX 76226-6676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 FM 981, LEONARD, TX 75452-4978

Mortgage

Document Number	20173662
Date	Jun 22, 2017
Instrument	2017-3662

Lender

Name	FIRST NATIONAL BANK OF TRENTON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Jun 22, 2017
Property Address	1611 FM 981, LEONARD, TX 75452-4978
Document Number	1965/0224
Book / Page	1965 / 0224
Map Reference	CAB C VOL 25
Instrument Date	May 20, 2017
Instrument	2017-3515
Transaction Type	Construction Loan
Record Updated	Nov 23, 2021
Title Company	FANNIN COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	989 TERRACE DR, 989, LANTANA, TX 76226-6676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 FM 981, LEONARD, TX 75452-4978

Mortgage

Document Number	20173661
Date	Jun 22, 2017
Instrument	2017-3661

Lender

Name	FIRST NATIONAL BANK OF TRENTON
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1611 FM 981 was $10,081 with a homeowner's exemption, up 22.5% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Leonard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,081.00 (+22.51%) Homeowner's exemption	$1,675,040 Land $1,067,250 Building $607,790	$1,675,040 Land $1,067,250 Building $607,790
2024	$8,229.00
2023		$539,307 Land $982,050 Building $587,110	$1,569,160 Land $982,050 Building $587,110
2018	$6,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1611 FM 981 in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2015–2020)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1611 FM 981 is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST LEONARD WSC serves 2,733 people · EPA ID TX0740034
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fiber · Fixed Wireless	2,000 / 2,000
Rise Broadband Fixed Wireless	300 / 60

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 981

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