1603 Eugene St, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 1603 Eugene St, White Bear Lake, MN 55110

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,086 sqft · built 1979
Lot Size0.254 acres (11,060 sqft)
OwnerIndividual Name on Record
Last Sale$177,500 (Apr 2010)
Tax Bill$4,464 (2025)
Deeds & MortgagesJun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN15-30-22-43-0024

Property Details

APN / Parcel Number

Primary APN15-30-22-43-0024
Alternative APNs
  • 8388896
  • 436281

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,086 sqft Living Area
1st Floor Area1,086 sqft
Basement Area600 sqft
Finished Basement600 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1983
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Lot Area11,060 sqft (0.254 acres)
Lot Dimensions158 ft deep x 70 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number436281
Street Address1603 EUGENE ST
CitySAINT PAUL
StateMN
Zip55110-3369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJUDIS ADDITION TO WHITE,BEAR LOT 3 BLK 1
Legal Range22
Legal Township30
Legal Section15
Legal SubdivisionJUDIS ADDITION TO WHITE,BEAR
Legal Block1
Legal Lot Number3
JurisdictionRAMSEY MN
Township / Civil DivisionWHITE BEAR LAKE
Census Block Group4
Census Block4020
Census Tract40504

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1603 EUGENE ST, SAINT PAUL, MN 55110-3369
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2010 · Amount on Record
Deed SaleApr 23, 2010 · Amount on Record
Prior SaleJan 11, 2005 · Amount on Record
Deed Document Number2010382990
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1603 EUGENE ST, WHITE BEAR LAKE, MN 55110-3369
Document Number0004760685
Instrument DateJun 3, 2019
Transaction TypeMortgage
Record UpdatedJul 3, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1603 EUGENE ST WHITE BEAR LAKE MN 551103369, WHITE BEAR LAKE, MN 55110-3369

Mortgage

Document Number0004760685
DateJun 19, 2019
Instrument4760685
Lender
NameFIRST BK
TypeBank
AddressEDINA, MN 55435
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 18, 2039

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityWhite Bear Lake City
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$327,400 (+4.5%) Land $75,400 Building $252,000$327,400 (+4.5%) Land $75,400 Building $252,000
2025$4,464.00 (+1%)
2023$4,058.00 Homeowner's exemption$313,300 Land $75,400 Building $237,900$313,300 Land $75,400 Building $237,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Bear Lake
serves 25,634 people · EPA ID MN1620024
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, T-Mobile.

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