1604 Eugene St, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 1604 Eugene St, White Bear Lake, MN 55110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 826 sqft · built 1979
Lot Size	0.239 acres (10,400 sqft)
Owner	Individual Name on Record
Last Sale	$144,000 (Jul 2012)
Tax Bill	$4,254 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-30-22-43-0023`

Property Details

APN / Parcel Number

Primary APN	`15-30-22-43-0023`
Alternative APNs	`8393221` `441036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	826 sqft Living Area
1st Floor Area	826 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Game Room	Game Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1982
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	10,400 sqft (0.239 acres)
Lot Dimensions	104 ft deep x 100 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	441036
Street Address	1604 EUGENE ST
City	SAINT PAUL
State	MN
Zip	55110-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JUDIS ADDITION TO WHITE,BEAR LOT 4 BLK 1
Legal Range	22
Legal Township	30
Legal Section	15
Legal Subdivision	JUDIS ADDITION TO WHITE,BEAR
Legal Block	1
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR LAKE
Census Block Group	4
Census Block	4020
Census Tract	40504

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1604 EUGENE ST, SAINT PAUL, MN 55110-3339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2012 · Amount on Record
Deed Sale	Jul 17, 2012 · Amount on Record
Deed Document Number	2012398878
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 30, 2022
Property Address	1604 EUGENE ST, WHITE BEAR LAKE, MN 55110-3339
Document Number	0A04953678
Instrument Date	Aug 23, 2021
Instrument	A04953678
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 EUGENE ST, SAINT PAUL, MN 55110-3339

Mortgage

Document Number	0A04953679
Date	Jun 30, 2022
Instrument	A04953679

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	White Bear Lake City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,300 (+3.82%) Land $82,300 Building $225,000	$307,300 (+3.82%) Land $82,300 Building $225,000
2025	$4,254.00 (+15.22%)
2023	$3,692.00 Homeowner's exemption	$296,000 (+7.48%) Land $82,300 Building $213,700	$296,000 (+7.48%) Land $82,300 Building $213,700
2022		$275,400 Land $82,300 Building $193,100	$275,400 Land $82,300 Building $193,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Lake serves 25,634 people · EPA ID MN1620024
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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