16102 Forest Lake Dr, Findlay, OH 45840 Property Records

Hancock County property record for 16102 Forest Lake Dr, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,941 sqft · built 2004
Lot Size	0.388 acres (16,897 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Mar 2020)
Tax Bill	$3,840 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-142-12-005.000`

Property Details

APN / Parcel Number

Primary APN	`1011-142-12-005.000`
Alternative APN	`330001020303`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,941 sqft Living Area
1st Floor Area	1,941 sqft
Basement Area	1,038 sqft
Finished Basement	1,038 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	16,897 sqft (0.388 acres)
Lot Dimensions	131 ft deep x 129 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16102 FOREST LAKE DR
City	FINDLAY
State	OH
Zip	45840-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST LAKE 4TH ADD LOT 222
Legal Subdivision	FOREST LAKE
Legal Lot Number	222
Jurisdiction	HANCOCK OH
Township / Civil Division	MARION
Census Block Group	4
Census Block	4039
Census Tract	200

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16102 FOREST LAKE DR, FINDLAY, OH 45840-8009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2019	Deed of Trust, Mortgage · ARM THE CITIZENS NATIONAL BANK OF BLUFFTON
Mar 2, 2020	Warranty Deed, Transfer LEGACY TITLE, LEGACY TITLE INC
Jul 26, 2019	Survivorship Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2020 · Amount on Record
Deed Sale	Mar 2, 2020 · Amount on Record
Prior Sale	Jul 26, 2019 · Amount on Record
Deed Document Number	20201817
Deed Book / Page	2566 / 242
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	16102 FOREST LAKE DR, FINDLAY, OH 45840-8009
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2558/3813
Date	Jun 18, 2019
Book Page	2558/3813
Instrument	201900004801

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Margin	3
Max Rate	11.2%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 2, 2020
Property Address	16102 FOREST LAKE DR, FINDLAY, OH 45840-8009
Document Number	2566/242
Book / Page	2566 / 242
Instrument Date	Feb 7, 2020
Instrument	202000001817
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LEGACY TITLE, LEGACY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16102 FOREST LAKE DR, FINDLAY, OH 45840-8009

July 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 26, 2019
Property Address	16102 FOREST LAKE DR, FINDLAY, OH 45840-8009
Document Number	2559/4806
Book / Page	2559 / 4806
Instrument Date	Jul 24, 2019
Instrument	201900006081
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16102 FOREST LAKE DR, FINDLAY, OH 45840-8009

Mortgage

Document Number	201900006082
Date	Jul 26, 2019
Instrument	201900006082

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Mortgage

Document Number	02560/1374
Date	Aug 8, 2019
Book Page	2560/1374
Instrument	201900006555

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Marion Township
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,840.00 (-6.32%)	$125,170 (+9%) Land $30,100 Building $95,070	$357,630 (+9%) Land $86,000 Building $271,630
2023	$4,099.00 Homeowner's exemption	$114,840 Land $27,620 Building $87,220
2022			$328,090 Land $78,900 Building $249,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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