16078 Forest Lake Dr, Findlay, OH 45840 Property Records

Hancock County property record for 16078 Forest Lake Dr, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,482 sqft · built 2005
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Nov 2025)
Tax Bill	$4,353 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-142-12-003.000`

Property Details

APN / Parcel Number

Primary APN	`1011-142-12-003.000`
Alternative APN	`330001020301`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,482 sqft Living Area
1st Floor Area	1,098 sqft
2nd Floor Area	1,384 sqft
Basement Area	496 sqft
Finished Basement	248 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	150 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	984 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	148 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16078 FOREST LAKE DR
City	FINDLAY
State	OH
Zip	45840-8008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST LAKE 4TH ADD LOT 220
Legal Subdivision	FOREST LAKE
Legal Lot Number	220
Jurisdiction	HANCOCK OH
Township / Civil Division	MARION
Census Block Group	4
Census Block	4039
Census Tract	200

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16078 FOREST LAKE DR, FINDLAY, OH 45840-8008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST FSLA OF LAKEWOOD
Nov 9, 2022	Deed, Transfer · Conventional Mortgage DIRECTIONS CU
Aug 15, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Prior Sale	Jun 16, 2016 · Amount on File
Deed Document Number	20259850
Deed Book / Page	2624 / 4408
Prior Transfer Date	Aug 13, 2018
Prior Transfer Doc	02543/1552
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 26, 2025
Property Address	16078 FOREST LAKE DR, FINDLAY, OH 45840-8008
Document Number	02624/4408
Book / Page	2624 / 4408
Instrument Date	Nov 21, 2025
Instrument	202500009850
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16078 FOREST LAKE DR, FINDLAY, OH 45840-8008

Mortgage

Document Number	202500009851
Date	Nov 26, 2025
Instrument	202500009851

Lender

Name	FIRST FSLA OF LAKEWOOD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 9, 2022
Property Address	16078 FOREST LAKE DR, FINDLAY, OH 45840-8008
Document Number	002599/605
Book / Page	2599 / 605
Instrument Date	Oct 27, 2022
Instrument	202200009945
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16078 FOREST LAKE DR, FINDLAY, OH 45840-8008

Mortgage

Document Number	202200009946
Date	Nov 9, 2022
Instrument	202200009946

Lender

Name	DIRECTIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Aug 15, 2018
Property Address	16078 FOREST LAKE DR, FINDLAY, OH 45840-8008
Document Number	02543/1552
Book / Page	2543 / 1552
Instrument Date	Aug 13, 2018
Instrument	201800006783
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16078 FOREST LAKE DR, FINDLAY, OH 45840-8008

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Marion Township
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,353.00 (-6.17%) Homeowner's exemption	$141,880 (+9%) Land $25,380 Building $116,500	$405,380 (+9%) Land $72,520 Building $332,860
2024	$4,639.00 (-0.17%) Homeowner's exemption	$130,170 (-) Land $23,290 Building $106,880
2023	$4,647.00 Homeowner's exemption	$130,170 Land $23,290 Building $106,880
2022			$371,900 Land $66,530 Building $305,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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