16135 Forest Lake Dr, Findlay, OH 45840 Property Records

Hancock County property record for 16135 Forest Lake Dr, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,568 sqft · built 2004
Lot Size	0.505 acres (22,002 sqft)
Owner	Individual Name on File
Last Sale	$347,500 (Sep 2018)
Tax Bill	$4,708 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Jan 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1011-142-07-016.000`

Property Details

APN / Parcel Number

Primary APN	`1011-142-07-016.000`
Alternative APN	`330001020291`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,568 sqft Living Area
1st Floor Area	1,670 sqft
2nd Floor Area	898 sqft
Basement Area	1,670 sqft
Finished Basement	738 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	22,002 sqft (0.505 acres)
Lot Dimensions	200 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	822 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	34 sqft
Patio Area	240 sqft
Balcony Area	39 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16135 FOREST LAKE DR
City	FINDLAY
State	OH
Zip	45840-8015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST LAKE 4TH ADD LOT 210
Legal Subdivision	FOREST LAKE
Legal Lot Number	210
Jurisdiction	HANCOCK OH
Township / Civil Division	MARION
Census Block Group	4
Census Block	4034
Census Tract	200

Owner

Source: Hancock County assessment roll, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16135 FOREST LAKE DR, FINDLAY, OH 45840-8015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Jan 12, 2021	Deed of Trust, Mortgage · Line of Credit THE OLD FORT BANKING CO
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK & TRUST CO
Sep 17, 2018	Survivorship Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 2018 · Amount on Record
Deed Sale	Sep 17, 2018 · Amount on Record
Prior Sale	Sep 30, 2014 · Amount on Record
Deed Document Number	20187791
Deed Book / Page	2545 / 924
Prior Transfer Date	Jul 2, 2008
Prior Transfer Doc	02343/1222
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	16135 FOREST LAKE DR, FINDLAY, OH 45840-8015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2565/2327
Date	Feb 6, 2020
Book Page	2565/2327
Instrument	202000001088

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	FINDLAY, OH 45840

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 24, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	16135 FOREST LAKE DR, FINDLAY, OH 45840-8015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GOLDEN KEY TITE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2577/2910
Date	Jan 12, 2021
Book Page	2577/2910
Instrument	202100000413

Lender

Name	THE OLD FORT BANKING CO
Type	Bank
Address	TIFFIN, OH 44883

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	16135 FOREST LAKE DR, FINDLAY, OH 45840-8015
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	MID AM TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2560/3823
Date	Aug 23, 2019
Book Page	2560/3823
Instrument	201900007058

Lender

Name	STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

September 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 17, 2018
Property Address	16135 FOREST LAKE DR, FINDLAY, OH 45840-8015
Document Number	02545/0924
Book / Page	2545 / 0924
Instrument Date	Sep 14, 2018
Instrument	201800007791
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	MID-AMERICAN TITLE AGENCY INC, MID AMERICAN TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16135 FOREST LAKE DR, FINDLAY, OH 45840-8015

Mortgage

Document Number	201800007792
Date	Sep 17, 2018
Instrument	201800007792

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Marion Township
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,708.00 (-6.18%) Homeowner's exemption	$153,450 (+9%) Land $32,260 Building $121,190	$438,430 (+9%) Land $92,160 Building $346,270
2024	$5,018.00 (-0.14%)	$140,780 (-) Land $29,590 Building $111,190
2023	$5,025.00 Homeowner's exemption	$140,780 Land $29,590 Building $111,190
2022			$402,230 Land $84,550 Building $317,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Defiance Holdings.

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