DeSoto County property record for 1610 Cedar Lake Cir, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4,042 sqft · built 2003 |
| Lot Size | 0.387 acres (16,893 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,101 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-07-16-0-00072-00 |
| Primary APN | 3-07-3-07-16-0-00072-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,042 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 16,893 sqft (0.387 acres) |
| Lot Dimensions | 161 ft deep x 119 ft wide |
| Patio Area | 192 sqft |
| Street Address | 1610 CEDAR LAKE CIR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 OVERLAY |
| Legal Description | THE LAKES OF CEDAR GROVE PHASE II LOT 72 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 07 |
| Legal Subdivision | LAKES OF CEDAR GROVE PH II |
| Legal Phase | 2 |
| Legal Lot Number | 72 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 71001 |
Source: DeSoto County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1610 CEDAR LAKE CIR, HERNANDO, MS 38632-6950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO |
| Mar 2, 2022 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000483460 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1610 CEDAR LAKE CIR, HERNANDO, MS 38632-6950 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | SELECT TITLE |
| Name | Verified Name |
|---|
| Document Number | 004586/435 |
|---|---|
| Date | Aug 8, 2018 |
| Book Page | 4586/435 |
| Instrument | T04586-00435 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1610 CEDAR LAKE CIR, HERNANDO, MS 38632-6950 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | REALTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 1610 CEDAR LAKE CIR, HERNANDO, MS 38632-6950 |
| Document Number | 005185/112 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 5185/112 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1610 CEDAR LAKE CIR, HERNANDO, MS 38632-6950 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1610 CEDAR LAKE CIR, HERNANDO, MS 38632-6950 |
| Document Number | 005477/293 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | 5477/293 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | 36654 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,101.00 (+18.35%) | $37,781 (+39.21%) Land $2,900 Building $34,881 | $377,809 (+39.21%) Land $29,000 Building $348,809 |
| 2023 | $3,465.00 | $27,139 | $271,389 Land $29,000 Building $242,389 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Telapex Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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