DeSoto County property record for 1587 Cedar Lake Cir, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,436 sqft · built 2017 |
| Lot Size | 0.868 acres (37,831 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,659 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Apr 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-07-16-0-00069-00 |
| Primary APN | 3-07-3-07-16-0-00069-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,436 sqft Adjusted Area |
| 1st Floor Area | 1,734 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 37,831 sqft (0.868 acres) |
| Lot Dimensions | 321 ft deep x 57 ft wide |
| Street Address | 1587 CEDAR LAKE CIR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 OVERL |
| Legal Description | THE LAKES OF CEDAR GROVE PHASE II LOT 69 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | LAKES OF CEDAR GROVE PH II |
| Legal Phase | 2 |
| Legal Lot Number | 69 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-3-07-16-0-00069-00
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1587 CEDAR LAKE CIR, HERNANDO, MS 38632-6955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 06, 2018 | Deed of Trust, Mortgage · VA Mortgage EAGLE BANK & TRUST CO |
| Apr 14, 2021 | Deed of Trust, Mortgage · VA Mortgage MERIDIAN BANK |
| Jan 30, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Feb 20, 2024 | Warranty Deed, Transfer NOT AVAILABLE, TITAN TITLE COMPANY LLC |
| Mar 06, 2018 | Deed, Transfer |
| Jun 01, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 20, 2024 |
| Deed Sale | Feb 20, 2024 |
| Prior Sale | Mar 06, 2018 · Amount on Record |
| Deed Book / Page | 1024 / 2876 |
| Prior Transfer Date | May 24, 2017 |
| Prior Transfer Doc | 0010131930 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1587 CEDAR LAKE CIR, HERNANDO, MS 38632-6955 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2024 |
| Name | Verified Name |
|---|
| Document Number | 004502/335 |
|---|---|
| Date | Mar 06, 2018 |
| Book Page | 4502/335 |
| Instrument | T04502-00335 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1587 CEDAR LAKE CIR, HERNANDO, MS 38632-6955 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1587 CEDAR LAKE CIR, HERNANDO, MS 38632-6955 |
| Document Number | 005211/659 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 5211/659 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1587 CEDAR LAKE CIR, HERNANDO, MS 38632-6955 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1587 CEDAR LAKE CIR, HERNANDO, MS 38632-6955 |
| Document Number | 05660/3113 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 5660/3113 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 20, 2024 |
| Property Address | 1587 CEDAR LAKE CIR, HERNANDO, MS 38632-6955 |
| Document Number | 01024/2876 |
| Book / Page | 1024 / 2876 |
| Map Reference | MB 76 PG 34 |
| Instrument Date | Feb 08, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2024 |
| Title Company | NOT AVAILABLE, TITAN TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 223 GEIGER FARM RD, SEMINARY, MS 39479-9499 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1587 CEDAR LAKE CIR, HERNANDO, MS 38632-6955 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 06, 2018 |
| Property Address | 1587 CEDAR LAKE CIR, HERNANDO, MS 38632-6955 |
| Document Number | 000850/164 |
| Book / Page | 850 / 164 |
| Map Reference | PB 76 PG 34 |
| Instrument Date | Mar 06, 2018 |
| Instrument | W00850-00164 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 519 FLOATE HARRIS RD, SENATOBIA, MS 38668-5567 |
| Name | Verified Name |
|---|---|
| Address | 1587 CEDAR LAKE CIR, HERNANDO, MS 38632-6955 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 01, 2017 |
| Property Address | 1587 CEDAR LAKE CIR, HERNANDO, MS 38632-6955 |
| Document Number | 20170601010131930 |
| Map Reference | PL 76 PG 34 |
| Instrument Date | May 24, 2017 |
| Instrument | 20170601010131930 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 519 FLOATE HARRIS RD, SENATOBIA, MS 38668-5567 |
| Name | Verified Name |
|---|---|
| Address | 519 FLOATE HARRIS RD, SENATOBIA, MS 38668-5567 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,659.00 (+1.3%) | $38,909 (+37.98%) Land $4,000 Building $34,909 | $389,090 (+37.99%) Land $40,000 Building $349,090 |
| 2023 | $3,612.00 | $28,198 | $281,977 Land $40,000 Building $241,977 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), as of June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Telapex Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 134 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MS0170002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures