1680 Cedar Lake Cir, Hernando, MS 38632 Property Records

DeSoto County property record for 1680 Cedar Lake Cir, Hernando, MS 38632 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Year Built	Built 2005
Square Footage	3,027 sqft Adjusted Area
Lot Size	17,163 sqft (0.394 acres)
Occupancy	Owner Occupied
Last Sale	$277,472 (2026)
Tax Bill	$2,872.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-16-0-00075-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,027 sqft Adjusted Area
1st Floor	2,295 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Roof Material	Shingle Roof
Lot Area	17,163 sqft (0.394 acres)
Depth X Width	163 ft x 110 ft Depth x Width
Patio Area	140 sqft Patio

Location & Zoning

Street Address	1680 CEDAR LAKE CIR
City	HERNANDO
State	MS
Zip	38632-6950
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THE LAKES OF CEDAR GROVE PHASE II LOT 75
Legal Range	007
Legal Township	03S
Legal Section	07
Legal Subdivision	LAKES OF CEDAR GROVE PH II
Legal Phase	2
Legal Lot Number	75
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	1
Census Block	1017
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-3-07-16-0-00075-00

Assessment roll updated December 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1680 CEDAR LAKE CIR, HERNANDO, MS 38632-6950
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Aug 29, 2005
Deed Book / Page	1026 / 11230
Prior Transfer Date	Jun 23, 2026
Prior Transfer Doc	1026011230
Record Refreshed	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 26, 2026
Property Address	1680 CEDAR LAKE CIR, HERNANDO, MS 38632-6950
Document Number	1026011230
Book / Page	1026 / 11230
Instrument Date	Jun 23, 2026
Transaction Type	Transfer
Record Updated	Jul 07, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sales Price
Additional	Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 CEDAR LAKE CIR, HERNANDO, MS 38632-6950

Mortgage

Document Number	5663071832,
Date	Jun 26, 2026
Book Page	5663/71832

Lender

Name	COMMUNITY BANK OF MISSISSIPPI

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,872.00 (+18.04%)	$27,235 (+38.23%) Land $2,900 Building $24,335	$272,350 (+38.23%) Land $29,000 Building $243,350
2023	$2,433.00	$19,703	$197,033 Land $29,000 Building $168,033

Flood & Wildfire

1680 Cedar Lake Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.