DeSoto County property record for 1580 Cedar Lake Cir, Hernando, MS 38632 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3,849 sqft · built 2004 |
| Lot Size | 0.399 acres (17,421 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,128 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-07-16-0-00071-00 |
| Primary APN | 3-07-3-07-16-0-00071-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,849 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 17,421 sqft (0.399 acres) |
| Lot Dimensions | 148 ft deep x 59 ft wide |
| Street Address | 1580 CEDAR LAKE CIR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE LAKES OF CEDAR GROVE PHASE II LOT 71 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 07 |
| Legal Subdivision | LAKES OF CEDAR GROVE PH II |
| Legal Phase | 2 |
| Legal Lot Number | 71 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-3-07-16-0-00071-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1580 CEDAR LAKE CIR, HERNANDO, MS 38632-6954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2019 | Deed of Trust, Mortgage · Commercial Mortgage BANKPLUS |
| Mar 03, 2021 | Warranty Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 03, 2021 |
| Deed Sale | Mar 03, 2021 |
| Deed Document Number | 0000949535 |
| Deed Book / Page | 949 / 535 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1580 CEDAR LAKE CIR, HERNANDO, MS 38632-6954 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004724/233 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 4724/233 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | Apr 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 03, 2021 |
| Property Address | 1580 CEDAR LAKE CIR, HERNANDO, MS 38632-6954 |
| Document Number | 000949/535 |
| Book / Page | 949 / 535 |
| Map Reference | MB 76 PG 34 |
| Instrument Date | Feb 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1935 N PARC CIR, 1935, TUPELO, MS 38804-9764 |
| Name | Verified Name |
|---|---|
| Address | 1580 CEDAR LAKE CIR, HERNANDO, MS 38632-6954 |
| Investor | Possibly a Property Investor |
| Document Number | 0005174100 |
|---|---|
| Date | Mar 03, 2021 |
| Instrument | 5174/100 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,128.00 (+18.52%) | $38,015 (+39.4%) Land $2,900 Building $35,115 | $380,150 (+39.4%) Land $29,000 Building $351,150 |
| 2023 | $3,483.00 | $27,270 | $272,695 Land $29,000 Building $243,695 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures