St. Johns County property record for 161 Rio del Norte Rd, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,596 sqft · built 2016 |
| Lot Size | 0.36 acres (15,681 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $998,000 (Dec 2022) |
| Tax Bill | $18,496 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Feb 2023 Line of Credit + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 072143-0100 |
| Primary APN | 072143-0100 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,596 sqft Living Area |
| Gross Area | 4,887 sqft |
| 1st Floor Area | 2,840 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,681 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 642 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 649 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 161 RIO DEL NORTE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-4862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73/62-70 RIO DEL NORTE LOT 10 OR5672/298 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 61 |
| Legal Subdivision | RIO DEL NORTE |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20606 |
161 Rio del Norte Rd is owned and occupied by two individuals who acquired it in August 2026.
Source: St. Johns County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 161 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 15, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Feb 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Dec 1, 2022 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 1, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 17, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2022 · Amount on File |
| Deed Sale | Dec 1, 2022 · Amount on File |
| Prior Sale | Dec 1, 2022 · Amount on File |
| Deed Document Number | 2022108552 |
| Deed Book / Page | 5672 / 298 |
| Last Transfer Date | Aug 27, 2026 |
| Transfer Doc | 0000073895 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 28, 2026 |
| Property Address | 161 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Document Number | 0000073895 |
| Book / Page | 6427 / 1366 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 202673895 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 161 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 161 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 JACOBS LN, BETHEL, CT 06801-2931 |
| Document Number | 0057091272 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 5709/1272 |
| Instrument | 2023011899 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 4, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 161 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 JACOBS LN, BETHEL, CT 06801-2931 |
| Document Number | 0057130824 |
|---|---|
| Date | Feb 24, 2023 |
| Book Page | 5713/824 |
| Instrument | 2023014127 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 2, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 1, 2022 |
| Property Address | 161 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Document Number | 0056720298 |
| Book / Page | 5672 / 298 |
| Map Reference | MB 73 PG 62-70 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 2022108552 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $6,986.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 DALLAS PKWY STE 550, 550, FRISCO, TX 75034-7494 |
| Name | Verified Name |
|---|---|
| Address | 161 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 1, 2022 |
| Property Address | 161 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Document Number | 0056720295 |
| Book / Page | 5672 / 295 |
| Map Reference | MB 73 PG 62-70 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 2022108551 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $6,986.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2600 DALLAS PKWY STE 550, 550, FRISCO, TX 75034-7494 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 17, 2019 |
| Property Address | 161 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Document Number | 0047600327 |
| Book / Page | 004760 / 000327 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 51129 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 26, 2019 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,410.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 461 RIO DEL NORTE RD ST AUGUSTINE FL 32095, ST AUGUSTINE, FL 32095 |
| Document Number | 47600328 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 004760/000328 |
| Instrument | 51130 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 16, 2034 |
The 2025 property tax bill for 161 Rio del Norte Rd was $18,496, up 9.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,032,101 (-5.49%) Land $220,000 Building $812,101 | $1,032,101 (-5.49%) Land $220,000 Building $812,101 | |
| 2025 | $18,496.00 (+9.93%) Homeowner's exemption | $1,092,107 (+5.62%) | $1,092,107 (+5.62%) Land $210,000 Building $882,107 |
| 2024 | $16,825.00 (+18.47%) | $1,034,038 (+23.73%) | $1,034,038 (+23.73%) Land $210,000 Building $824,038 |
| 2023 | $14,202.00 (+38.12%) | $835,714 (+48.35%) | $835,714 (+4.15%) Land $200,000 Building $635,714 |
| 2022 | $10,282.00 Homeowner's exemption | $563,334 | $802,405 Land $168,000 Building $634,405 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 161 Rio del Norte Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 221 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 221 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 161 Rio del Norte Rd is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
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