225 Rio del Norte Rd, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 225 Rio del Norte Rd, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,093 sqft · built 2016
Lot Size	0.52 acres (22,651 sqft)
Owner	Company Name on File
Last Sale	$675,000 (Mar 2020)
Tax Bill	$12,090 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`072143-0130`

Property Details

APN / Parcel Number

Primary APN	`072143-0130`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,093 sqft Living Area
Gross Area	4,170 sqft
1st Floor Area	3,093 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished Screened Porch
Porch Area	349 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	225 RIO DEL NORTE RD
City	SAINT AUGUSTINE
State	FL
Zip	32095-4863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	73/62-70 RIO DEL NORTE LOT 13 OR5196/1596
Legal Range	29E
Legal Township	05S
Legal Section	61
Legal Subdivision	RIO DEL NORTE
Legal Block	1
Legal Lot Number	13
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20606

Owner

225 Rio del Norte Rd is owned by a company that acquired it in February 2021 and is owner-occupied.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Company Name on File
Mailing Address	225 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Mar 4, 2020	Warranty Deed, Transfer · Conventional Mortgage STIFEL BK&TR
Nov 6, 2017	Correction Deed · Conventional Mortgage COASTLINE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2020 · Amount on File
Deed Sale	Mar 4, 2020 · Amount on File
Prior Sale	Nov 6, 2017 · Amount on File
Deed Document Number	202017439
Deed Book / Page	4895 / 775
Last Transfer Date	Feb 19, 2021
Transfer Doc	0051961596
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Mar 3, 2021
Property Address	225 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863
Document Number	0051961596
Book / Page	5196 / 1596
Map Reference	MB 73 PG 62-70
Instrument Date	Feb 19, 2021
Instrument	2021023966
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	BARTLETT TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	225 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863

Mortgage

Document Number	51961601
Date	Mar 3, 2021
Instrument	5196/1601

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 4, 2020
Property Address	225 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863
Document Number	0048950775
Book / Page	004895 / 000775
Instrument Date	Feb 28, 2020
Instrument	17439
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	BARTLETT TITLE SERVICES LLC, BARTLETT TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	225 RIO DEL NORTE RD ST AUGUSTINE FL 320954863, ST AUGUSTINE, FL 32095-4863

Mortgage

Document Number	48950777
Date	Mar 4, 2020
Book Page	004895/000777
Instrument	17440

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

November 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 6, 2017
Property Address	225 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863
Document Number	0044590967
Book / Page	4459 / 0967
Map Reference	MB73 PG62-70
Instrument Date	Nov 3, 2017
Instrument	2017075438
Record Updated	Aug 31, 2021
Title Company	TITLE CLEARING JOUSE OF JACK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9676 W WATER ST, JACKSONVILLE, FL 32208-1551

Mortgage

Document Number	2017075439
Date	Nov 6, 2017
Instrument	2017075439

Lender

Name	COASTLINE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 225 Rio del Norte Rd was $12,090 with a homeowner's exemption, up 9.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$633,110 (+2.7%)	$879,644 (+1.16%) Land $210,000 Building $669,644
2025	$12,090.00 (+9.78%) Homeowner's exemption	$616,465	$869,523 Land $210,000 Building $659,523
2024	$11,013.00 (+5.12%)
2023	$10,477.00 (+1.72%) Homeowner's exemption	$581,642 (+3%)	$739,013 (+5.57%) Land $200,000 Building $539,013
2022	$10,300.00 Homeowner's exemption	$564,701	$700,035 Land $168,000 Building $532,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Rio del Norte Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Rio del Norte Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on Rio del Norte Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures