85 Rio del Norte Rd, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 85 Rio del Norte Rd, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,949 sqft · built 2018
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Company Names on File
Last Sale	$560,990 (Nov 2018)
Tax Bill	$14,555 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`072143-0050`

Property Details

APN / Parcel Number

Primary APN	`072143-0050`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Plumbing Fixtures	23 Plumbing Fixtures
Stories	1 Story
Building Area	3,949 sqft Living Area
Gross Area	4,995 sqft
1st Floor Area	3,015 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85 RIO DEL NORTE RD
City	SAINT AUGUSTINE
State	FL
Zip	32095-4862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	73/62-70 RIO DEL NORTE LOT 5 OR4641/1273 & 5966/963(Q/C)
Legal Range	29E
Legal Township	05S
Legal Section	61
Legal Subdivision	RIO DEL NORTE
Legal Block	1
Legal Lot Number	5
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	85 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on File
Deed Sale	Nov 16, 2018 · Amount on File
Deed Document Number	201882592
Deed Book / Page	4641 / 1273
Last Transfer Date	May 22, 2024
Transfer Doc	0059660963
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	85 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862
Document Number	0049741598
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	PROFESSIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 RIO DEL NORTE RD ST AUGUSTINE FL 320954862, ST AUGUSTINE, FL 32095-4862

Mortgage

Document Number	0049741598
Date	Jun 26, 2020
Book Page	004974/001598
Instrument	50779

Lender

Name	FLORIDA CU
Type	Credit Union
Address	ORLANDO, FL 32827

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$821,097 (+2.7%)	$1,130,463 (-3.51%) Land $210,000 Building $920,463
2025	$14,555.00 (+9.9%) Homeowner's exemption	$799,510 (+38.52%)	$1,171,638 (+42.48%) Land $210,000 Building $961,638
2024	$13,244.00 (+27.09%)
2023	$10,421.00 (+1.73%) Homeowner's exemption	$577,194 (+3%)	$822,321 (+6.45%) Land $200,000 Building $622,321
2022	$10,244.00 Homeowner's exemption	$560,383	$772,497 Land $168,000 Building $604,497

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30