St. Johns County property record for 191 Rio del Norte Rd, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 4,447 sqft · built 2016 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $684,700 (Mar 2016) |
| Tax Bill | $16,445 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 072143-0120 |
| Primary APN | 072143-0120 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,447 sqft Living Area |
| Gross Area | 5,267 sqft |
| 1st Floor Area | 3,572 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 820 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 191 RIO DEL NORTE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-4862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73/62-70 RIO DEL NORTE LOT 12 OR4170/573 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 61 |
| Legal Subdivision | RIO DEL NORTE |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20606 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 191 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2016 · Amount on File |
| Deed Sale | Mar 1, 2016 · Amount on File |
| Deed Book / Page | 4170 / 573 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 191 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4862 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 191 RIO DEL NORTE RD, ST AUGUSTINE, FL 32095-4862 |
| Document Number | 0053221460 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 5322/1460 |
| Instrument | 2021080548 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $793,679 (+2.7%) | $1,199,150 (-0.11%) Land $210,000 Building $989,150 | |
| 2025 | $16,445.00 (+8.38%) Homeowner's exemption | $772,813 (+2.9%) | $1,200,416 (+5.63%) Land $210,000 Building $990,416 |
| 2024 | $15,173.00 (+3.84%) Homeowner's exemption | $751,033 (+3%) | $1,136,413 (+11.35%) Land $210,000 Building $926,413 |
| 2023 | $14,612.00 (+9.86%) Homeowner's exemption | $729,158 (+17.15%) | $1,020,597 (+13.7%) Land $200,000 Building $820,597 |
| 2022 | $13,301.00 Homeowner's exemption | $622,422 | $897,629 Land $168,000 Building $729,629 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 221 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 221 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xfinity.
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