Hamilton County property record for 1609 Oak St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,204 sqft · built 1961 |
| Lot Size | 0.123 acres (5,400 sqft) |
| Owner | Company Name on File |
| Last Sale | $122,850 (Mar 2025) |
| Tax Bill | $457 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Mar 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146G M 020 |
| Primary APN | 146G M 020 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,400 sqft (0.123 acres) |
| Lot Dimensions | 135 ft deep x 40 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000074218 |
|---|---|
| Street Address | 1609 OAK ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-2537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT LT 12 BLK 26 ORCHARD KNOB PB1 PG41 |
| Legal Subdivision | ORCHARD KNOB |
| Legal Block | 26 |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1100 |
Source: Hamilton County records · APN 146G M 020
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3013 FOUST DR, SPRING HILL, TN 37174-1305 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 22, 2025 | Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK |
| Mar 12, 2025 | Warranty Deed, Transfer |
| Oct 30, 2024 | Intrafamily Transfer, Transfer |
| Jun 11, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 2025 · Amount on Record |
| Deed Sale | Mar 12, 2025 · Amount on Record |
| Prior Sale | Oct 30, 2024 |
| Deed Document Number | 2025031200069 |
| Deed Book / Page | 13860 / 44 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1609 OAK ST, CHATTANOOGA, TN 37404-2537 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000030 |
|---|---|
| Date | Apr 22, 2025 |
| Book Page | 13897/426 |
| Instrument | 2025042200030 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 03, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 12, 2025 |
| Property Address | 1609 OAK ST, CHATTANOOGA, TN 37404-2537 |
| Document Number | 0000000069 |
| Book / Page | 13860 / 44 |
| Map Reference | MB 1 PG 41 |
| Instrument Date | Mar 03, 2025 |
| Instrument | 2025031200069 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $454.55 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3013 FOUST DR, SPRING HILL, TN 37174-1305 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 30, 2024 |
| Property Address | 1609 OAK ST, CHATTANOOGA, TN 37404-2537 |
| Document Number | 0000000023 |
| Book / Page | 13746 / 175 |
| Instrument Date | Jul 20, 2024 |
| Instrument | 2024103000023 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 PARADISE DR, SAVANNAH, GA 31406-5737 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 11, 2024 |
| Property Address | 1609 OAK ST, CHATTANOOGA, TN 37404-2537 |
| Document Number | 0000000147 |
| Book / Page | 13617 / 928 |
| Map Reference | MB 1 PG 41 |
| Instrument Date | Jun 11, 2024 |
| Instrument | 2024061100147 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $457.00 (+7.03%) | $30,175 (+57.98%) | $120,700 (+57.98%) Land $40,000 Building $80,700 |
| 2024 | $427.00 | $19,100 (-) | $76,400 (-) Land $30,000 Building $46,400 |
| 2023 | $427.00 | $19,100 (-) | $76,400 (-) Land $30,000 Building $46,400 |
| 2022 | $427.00 | $19,100 | $76,400 Land $30,000 Building $46,400 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 472 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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