1605 Oak St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1605 Oak St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2 ba · 896 sqft · built 2004
Lot Size	0.154 acres (6,750 sqft)
Owner	2 Owner Names on File
Last Sale	$88,600 (Nov 2004)
Tax Bill	$719 (2025)
Flood Zone	Zone X (minimal risk)
APN	`146G M 022`

Property Details

APN / Parcel Number

Primary APN	`146G M 022`
Alternative APN	`0000074220`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	896 sqft Living Area

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,750 sqft (0.154 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000074220
Street Address	1605 OAK ST
City	CHATTANOOGA
State	TN
Zip	37404-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 14 BLK 26 ORCHARD KNOB PB1 PG41
Legal Subdivision	ORCHARD KNOB
Legal Block	26
Legal Lot Number	14
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1020
Census Tract	1100

Owner

Source: Hamilton County records · APN 146G M 022

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	1605 OAK ST, CHATTANOOGA, TN 37404-2537
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2004 · Amount on Record
Deed Sale	Nov 16, 2004 · Amount on Record
Prior Sale	Nov 05, 2003 · Amount on Record
Deed Document Number	2004111600157
Deed Book / Page	7340 / 638
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$719.00 (-6.5%)	$47,500 (+38.18%)	$190,000 (+38.18%) Land $40,000 Building $150,000
2024	$769.00	$34,375 (-)	$137,500 (-) Land $30,000 Building $107,500
2023	$769.00	$34,375 (-)	$137,500 (-) Land $30,000 Building $107,500
2022	$769.00	$34,375	$137,500 Land $30,000 Building $107,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 472 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.