Hamilton County property record for 1700 Oak St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,941 sqft · built 2023 |
| Lot Size | 0.309 acres (13,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $387,500 (Nov 2023) |
| Tax Bill | $1,462 (2025) |
| Deeds & Mortgages | Nov 2022 Construction Loan Nov 2022 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146J R 013 |
| Primary APN | 146J R 013 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,941 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,500 sqft (0.309 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Account Number | 0000075251 |
|---|---|
| Street Address | 1700 OAK ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-2538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 1 BLK 29 ORCHARD KNOB SUB PB1 PG41 |
| Legal Subdivision | ORCHARD KNOB |
| Legal Block | 29 |
| Legal Lot Number | 1 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1 W MOUNTAIN ST # 109, 109, FAYETTEVILLE, AR 72701-6068 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed of Trust, Mortgage · Construction Mortgage SMARTBANK |
| Nov 30, 2022 | Deed of Trust, Mortgage · Construction Mortgage SMARTBANK |
| Nov 2, 2023 | Warranty Deed, Transfer UNKNOWN, NORTHSHORE T&E LLC |
| May 11, 2022 | Warranty Deed, Transfer JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2023 · Amount on Record |
| Deed Sale | Nov 2, 2023 · Amount on Record |
| Prior Sale | May 11, 2022 · Amount on Record |
| Deed Document Number | 2023110200009 |
| Deed Book / Page | 13438 / 920 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1700 OAK ST, CHATTANOOGA, TN 37404-2538 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 9100 INTEGRA PRESERVE CT 228, 228, OOLTEWAH, TN 37363-4519 |
| Document Number | 0000000114 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 13153/697 |
| Instrument | 2022113000114 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | OOLTEWAH, TN 37363 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 29, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1700 OAK ST, CHATTANOOGA, TN 37404-2538 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 9100 INTEGRA PRESERVE CT 228, 228, OOLTEWAH, TN 37363-4519 |
| Document Number | 0000000123 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 13153/762 |
| Instrument | 2022113000123 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 29, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 2, 2023 |
| Property Address | 1700 OAK ST, CHATTANOOGA, TN 37404-2538 |
| Document Number | 0000000009 |
| Book / Page | 13438 / 920 |
| Map Reference | MB 1 PG 41 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 2023110200009 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, NORTHSHORE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,433.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 TREMONT ST, CHATTANOOGA, TN 37405-4179 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 11, 2022 |
| Property Address | 1700 OAK ST, CHATTANOOGA, TN 37404-2538 |
| Document Number | 0000000135 |
| Book / Page | 12954 / 445 |
| Map Reference | MB 1 PG 41 |
| Instrument Date | May 10, 2022 |
| Instrument | 2022051100135 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $148.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9100 INTEGRA PRESERVE CT, OOLTEWAH, TN 37363-4517 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,462.00 (-14.8%) | $96,475 (+25.78%) | $385,900 (+25.78%) Land $40,000 Building $345,900 |
| 2024 | $1,716.00 (+131.89%) | $76,700 (+131.72%) | $306,800 (+131.72%) Land $30,000 Building $276,800 |
| 2023 | $740.00 (+365.41%) | $33,100 (+364.56%) | $132,400 (+364.56%) Land $30,000 Building $102,400 |
| 2022 | $159.00 | $7,125 | $28,500 Land $28,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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