Hamilton County property record for 1607 Oak St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,158 sqft · built 1930 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $25,100 (Jan 2016) |
| Tax Bill | $330 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 146G M 021 |
| Primary APN | 146G M 021 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,158 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000074219 |
|---|---|
| Street Address | 1607 OAK ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-2537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 13 BLK 26 ORCHARD KNOB PB1 PG41 |
| Legal Subdivision | ORCHARD KNOB |
| Legal Block | 26 |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1607 Oak St is held in a trust since January 2016.
Source: Hamilton County records, as of March 25, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2504 DOGWOOD GARDEN LN, CHATTANOOGA, TN 37421-1390 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2016 · Amount on File |
| Deed Sale | Jan 8, 2016 · Amount on File |
| Prior Sale | Jul 26, 2006 · Amount on File |
| Deed Document Number | 2016151 |
| Deed Book / Page | 10647 / 791 |
| Prior Transfer Date | Jan 6, 2016 |
| Prior Transfer Doc | 0000000151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 5, 2024 |
| Property Address | 1607 OAK ST, CHATTANOOGA, TN 37404-2537 |
| Document Number | 0000000218 |
| Book / Page | 13528 / 848 |
| Instrument Date | Mar 5, 2024 |
| Instrument | 2024030500218 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2504 DOGWOOD GARDEN LN, CHATTANOOGA, TN 37421-1390 |
The 2025 property tax bill for 1607 Oak St was $330, down 11.8% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $330.00 (-11.76%) | $21,775 (+3%) | $87,100 (+3%) Land $40,000 Building $47,100 |
| 2024 | $374.00 | $16,750 (-) | $67,000 (-) Land $30,000 Building $37,000 |
| 2023 | $374.00 | $16,750 (-) | $67,000 (-) Land $30,000 Building $37,000 |
| 2022 | $374.00 | $16,750 | $67,000 Land $30,000 Building $37,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1607 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1607 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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