San Diego County property record for 1609 Lopez St, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 948 sqft · built 1954 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,220,000 (Mar 2026) |
| Tax Bill | $7,890 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jul 2020 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 154-055-03-00 |
| Primary APN | 154-055-03-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 948 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 7,200 sqft (0.165 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1531721400 |
|---|---|
| Street Address | 1609 LOPEZ ST |
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-5539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK D LOT 3 /EXC FRWY OP/ TR 002886 |
| Legal Subdivision | POTTER |
| Legal Tract | 002886 |
| Legal Block | D |
| Legal Lot Number | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 18504 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1609 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 4, 2026 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 31, 2020 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Jul 31, 2020 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Mar 12, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 18, 2019 | Affidavit of Death, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA |
| May 31, 2019 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2026 · Amount on Record |
| Deed Sale | Mar 4, 2026 · Amount on Record |
| Prior Sale | Jul 31, 2020 · Amount on Record |
| Deed Document Number | 202659954 |
| Prior Transfer Date | Jul 20, 2020 |
| Prior Transfer Doc | 0000424172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 4, 2026 |
| Property Address | 1609 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Document Number | 0000059954 |
| Map Reference | MAP 2886 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 2026-0059954 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1609 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Document Number | 0000059955 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 2026-0059955 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 31, 2020 |
| Property Address | 1609 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Document Number | 0000424173 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 424173 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $713.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1710 TIMINGO GATE WAY OCEANSIDE CA 920540600, OCEANSIDE, CA 92054-0600 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 31, 2020 |
| Property Address | 1609 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Document Number | 0000424172 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 424172 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 117 W 10TH AVE ESCONDIDO CA 920255014, ESCONDIDO, CA 92025-5014 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 12, 2020 |
| Property Address | 1609 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Document Number | 0000129059 |
| Map Reference | MAP 2886 |
| Instrument Date | Mar 8, 2020 |
| Instrument | 2020-0129059 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1609 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Document Number | 0000129060 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 2020-0129060 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 18, 2019 |
| Property Address | 1609 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Document Number | 0000236563 |
| Instrument Date | May 31, 2019 |
| Instrument | 236563 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1789 DUNE POINT WAY DISCOVERY BAY CA 945059356, DISCOVERY BAY, CA 94505-9356 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 31, 2019 |
| Property Address | 1609 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Document Number | 0000210967 |
| Map Reference | MAP 2886 |
| Instrument Date | May 6, 2019 |
| Instrument | 2019-0210967 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1609 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Document Number | 0000210968 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 2019-0210968 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $715,441 (+2%) Land $607,243 Building $108,198 | |
| 2025 | $7,890.00 (+1.94%) | $701,414 (+4.04%) Land $595,337 Building $106,077 |
| 2024 | $7,740.00 (+3.19%) | |
| 2023 | $7,501.00 (+1.53%) | $674,179 Land $572,220 Building $101,959 |
| 2022 | $7,388.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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