San Diego County property record for 1601 Lopez St, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,622 sqft · built 1953 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,034 (2025) |
| Deeds & Mortgages | Jul 2021 Reverse Mortgage Sep 2019 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 154-055-01-00 |
| Primary APN | 154-055-01-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,622 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 7,000 sqft (0.161 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1531721300 |
|---|---|
| Street Address | 1601 LOPEZ ST |
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-5539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK D LOT 1 /EXC HWY OP/ TR 002886 |
| Legal Subdivision | POTTER |
| Legal Tract | 002886 |
| Legal Block | D |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 18504 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1601 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Sep 5, 2019 | Intrafamily Transfer, Transfer · Reverse Mortgage SUN WEST MORTGAGE COMPANY INC |
| Sep 6, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 9, 2019 |
| Transfer Doc | 0000385678 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1601 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Title Company | FC TITLE, FNC TITLE |
| Name | Verified Name |
|---|---|
| Address | 1601 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Document Number | 0000516766 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021-0516766 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.09% |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 5, 2019 |
| Property Address | 1601 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Document Number | 0000383584 |
| Map Reference | MAP 2886 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 2019-0383584 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1601 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Document Number | 0000383585 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 2019-0383585 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.02% |
| Type Change Date | Sep 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 6, 2019 |
| Property Address | 1601 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Document Number | 0000385678 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 385678 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1601 LOPEZ ST OCEANSIDE CA 920545539, OCEANSIDE, CA 92054-5539 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $96,790 (+2%) Land $21,405 Building $75,385 | |
| 2025 | $1,034.00 (+5.51%) Homeowner's exemption | $94,893 (+4.04%) Land $20,986 Building $73,907 |
| 2023 | $980.00 (+1.77%) Homeowner's exemption | $91,210 Land $20,172 Building $71,038 |
| 2022 | $963.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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