San Diego County property record for 1605 Lopez St, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,948 sqft · built 1964 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Company Name on File |
| Last Sale | $220,000 (Apr 2001) |
| Tax Bill | $5,849 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit Sep 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 154-055-02-00 |
| Primary APN | 154-055-02-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,948 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 7,200 sqft (0.165 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Old Parcel Number | 1531721800 |
|---|---|
| Street Address | 1605 LOPEZ ST |
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-5539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK D LOT 2 /EXC HWY WID/ TR 002886 |
| Legal Subdivision | WH POTTER ADD |
| Legal Tract | 002886 |
| Legal Block | D |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 18504 |
1605 Lopez St is owned by a company that acquired it in September 2019 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1605 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2018 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| Sep 27, 2019 | Quit Claim Deed, Transfer OTHER |
| Sep 27, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Mar 1, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2001 · Amount on File |
| Deed Sale | Apr 20, 2001 · Amount on File |
| Prior Sale | Jun 15, 1988 · Amount on File |
| Deed Document Number | 2001246828 |
| Last Transfer Date | Sep 19, 2019 |
| Transfer Doc | 0000427999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1605 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000061319 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 2018-0061319 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 10, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 27, 2019 |
| Property Address | 1605 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Document Number | 0000428001 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 428001 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1605 LOPEZ ST OCEANSIDE CA 920545539, OCEANSIDE, CA 92054-5539 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 27, 2019 |
| Property Address | 1605 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Document Number | 0000427999 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 427999 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1605 LOPEZ ST OCEANSIDE CA 920545539, OCEANSIDE, CA 92054-5539 |
| Document Number | 428000 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 428000 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 26, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 1, 2017 |
| Property Address | 1605 LOPEZ ST, OCEANSIDE, CA 92054-5539 |
| Document Number | 0000096295 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 96295 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1605 LOPEZ ST OCEANSIDE CA 920545539, OCEANSIDE, CA 92054-5539 |
The 2025 property tax bill for 1605 Lopez St was $5,849 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $536,253 (+2%) Land $230,535 Building $305,718 | |
| 2025 | $5,849.00 Homeowner's exemption | $525,739 Land $226,015 Building $299,724 |
| 2023 | $5,558.00 (+1.57%) Homeowner's exemption | $505,327 Land $217,240 Building $288,087 |
| 2022 | $5,472.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1605 Lopez St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1605 Lopez St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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