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1614 Lopez St, Oceanside, CA 92054 Property Records

San Diego County property record for 1614 Lopez St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,134 sqft · built 1953
Lot Size0.149 acres (6,500 sqft)
Owner2 Individual Names on File
Last Sale$510,000 (Sep 2015)
Tax Bill$6,798 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN154-051-14-00

Property Details

APN / Parcel Number

Primary APN154-051-14-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,134 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Lot Area6,500 sqft (0.149 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address1614 LOPEZ ST
CityOCEANSIDE
StateCA
Zip92054-5540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK E LOT 14 TR 002886
Legal SubdivisionPOTTER
Legal Tract002886
Legal BlockE
Legal Lot Number14
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1020
Census Tract18504

Owner

1614 Lopez St is owned by two individuals who bought it in September 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1525 AVOCADO DR, VISTA, CA 92083-7614
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2017Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Oct 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2015 · Amount on File
Deed SaleSep 14, 2015 · Amount on File
Prior SaleApr 8, 2015 · Amount on File
Deed Document Number2015483719
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1614 LOPEZ ST, OCEANSIDE, CA 92054-5540
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000425959
DateSep 18, 2017
Instrument2017-0425959
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueOct 7, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly
IndexPrime Rate
Max Rate17.7%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1614 LOPEZ ST, OCEANSIDE, CA 92054-5540
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1614 LOPEZ ST, OCEANSIDE, CA 92054-5540

Mortgage

Document Number0000674792
DateOct 30, 2020
Instrument2020-0674792
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1614 Lopez St was $6,798.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$615,803 (+2%) Land $531,285 Building $84,518
2025$6,798.00$603,729 Land $520,868 Building $82,861
2023$6,464.00 (+1.54%)$580,288 Land $500,643 Building $79,645
2022$6,366.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1614 Lopez St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1614 Lopez St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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