1609 186th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1609 186th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,680 sqft · built 2000
Lot Size	0.103 acres (4,496 sqft)
Owner	2 Individual Names on File
Last Sale	$259,719 (Oct 2017)
Tax Bill	$5,029 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500246-0-680`

Property Details

APN / Parcel Number

Primary APN	`500246-0-680`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	1,680 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,496 sqft (0.103 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	90 sqft
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1609 186TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-7948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 42 SEDONA PHASE I, PDD: SEDONA PHASE I, PDD NW OF SE 34-19-03E L 68 TOG/W 1/78TH UNDIV INT IN TR A-F, H-K APPROX 4,496 SQ FT EASE OF REC OUT OF 4-006 SEG M0047 7/11/00MD
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	SEDONA PHASE I, PDD
Legal Phase	1
Legal Tract	A
Legal Lot Number	68
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2011
Census Tract	71417

Owner

1609 186th St Ct E is owned and occupied by two individuals who bought it in October 2017.

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1609 186TH STREET CT E, SPANAWAY, WA 98387-7948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANNER BK
Oct 6, 2017	Warranty Deed, Transfer · Conventional Mortgage SKYONE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Prior Sale	Aug 25, 2004 · Amount on File
Deed Document Number	2017271
Prior Transfer Date	Sep 21, 2007
Prior Transfer Doc	0000000439
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1609 186TH STREET CT E, SPANAWAY, WA 98387-7948
Document Number	2009100429
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1609 186TH STREET CT E SPANAWAY WA 983877948, SPANAWAY, WA 98387-7948

Mortgage

Document Number	2009100429
Date	Sep 10, 2020
Instrument	202009100429

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 6, 2017
Property Address	1609 186TH STREET CT E, SPANAWAY, WA 98387-7948
Document Number	0010060271
Map Reference	DOC200012120037
Instrument Date	Sep 29, 2017
Instrument	201710060271
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	F A T C O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,628.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 186TH STREET CT E, SPANAWAY, WA 98387-7948

Mortgage

Document Number	0010060272
Date	Oct 6, 2017
Instrument	201710060272

Lender

Name	SKYONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,800 (+10.01%) Land $149,500 Building $305,300	$454,800 (+10.01%) Land $149,500 Building $305,300
2025	$5,029.00 (+3.93%)
2024	$4,839.00 (-4.14%)	$413,400 (-6.07%) Land $159,400 Building $254,000	$413,400 (-6.07%) Land $159,400 Building $254,000
2023	$5,048.00	$440,100 Land $153,900 Building $286,200	$440,100 Land $153,900 Building $286,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1609 186th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1609 186th St Ct E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Lightcurve, T-Mobile, Verizon.

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