1601 186th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1601 186th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,547 sqft · built 2001
Lot Size	0.12 acres (5,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Sep 2021)
Tax Bill	$4,730 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500246-0-700`

Property Details

APN / Parcel Number

Primary APN	`500246-0-700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,547 sqft Living Area
Gross Area	1,908 sqft
1st Floor Area	819 sqft
Upper Floors Area	728 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,214 sqft (0.12 acres)
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1601 186TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-7948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 42 SEDONA PHASE I, PDD L 70 TOG/W 1/78TH UNDIV INT IN TR A-F, H-K EASE OF REC OUT OF 4-006 SEG M0047 7/11/00MD
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	SEDONA PHASE I, PDD
Legal Phase	1
Legal Tract	A
Legal Lot Number	70
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2011
Census Tract	71417

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1601 186TH STREET CT E, SPANAWAY, WA 98387-7948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · FHA Mortgage PREMIER MORTGAGE RESOURCES LLC
Sep 24, 2021	Warranty Deed, Transfer · FHA Mortgage PREMIER MORTGAGE RESOURCES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Jun 25, 2001 · Amount on Record
Deed Document Number	2021983
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1601 186TH STREET CT E, SPANAWAY, WA 98387-7948
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007260117
Date	Jul 26, 2022
Instrument	202207260117

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company
Address	PORTLAND, OR 97209

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Oct 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 24, 2021
Property Address	1601 186TH STREET CT E, SPANAWAY, WA 98387-7948
Document Number	0009240983
Map Reference	DOC 200012120037
Instrument Date	Sep 10, 2021
Instrument	202109240983
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 186TH STREET CT E, SPANAWAY, WA 98387-7948

Mortgage

Document Number	0009240984
Date	Sep 24, 2021
Instrument	202109240984

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Mortgage

Document Number	0009240985
Date	Sep 24, 2021
Instrument	202109240985

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,730.00 (+2.92%)	$410,800 (+8.56%) Land $155,100 Building $255,700	$410,800 (+8.56%) Land $155,100 Building $255,700
2025	$4,596.00 (+3.19%)
2024	$4,454.00 (-3.38%)	$378,400 (-5.33%) Land $165,400 Building $213,000	$378,400 (-5.33%) Land $165,400 Building $213,000
2023	$4,610.00	$399,700 Land $159,700 Building $240,000	$399,700 Land $159,700 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Lightcurve, T-Mobile, Verizon.

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