1627 186th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1627 186th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,680 sqft · built 2001
Lot Size	0.114 acres (4,947 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Dec 2021)
Tax Bill	$5,041 (2025)
Deeds & Mortgages	Dec 2021 Sale Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500246-0-640`

Property Details

APN / Parcel Number

Primary APN	`500246-0-640`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	1,680 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,947 sqft (0.114 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	410 sqft
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1627 186TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-7948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 42 SEDONA PHASE I, PDD L 64 TOG/W 1/78TH UNDIV INT IN TR A-F, H-K EASE OF REC OUT OF 4-006 SEG M0047 7/11/00MD
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	SEDONA PHASE I, PDD
Legal Phase	1
Legal Tract	A
Legal Lot Number	64
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2011
Census Tract	71417

Owner

1627 186th St Ct E is owned and occupied by an individual who bought it in December 2021.

Source: Pierce County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1627 186TH STREET CT E, SPANAWAY, WA 98387-7948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Warranty Deed, Transfer CW TITLE
Jul 27, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Feb 15, 2018	Deed of Trust, Mortgage · VA Mortgage PACIFIC HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Jun 25, 2015 · Amount on File
Deed Document Number	2021788
Prior Transfer Date	Mar 27, 2014
Prior Transfer Doc	0000000667
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 30, 2021
Property Address	1627 186TH STREET CT E, SPANAWAY, WA 98387-7948
Document Number	0012300788
Map Reference	DOC 200006125001
Instrument Date	Dec 29, 2021
Instrument	202112300788
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CW TITLE

Transaction

Amount	Amount on Record
Tax	$7,440.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 186TH ST E, SPANAWAY, WA 98387-8379

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1627 186TH STREET CT E, SPANAWAY, WA 98387-7948
Document Number	2007310349
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1627 186TH STREET CT E SPANAWAY WA 983877948, SPANAWAY, WA 98387-7948

Mortgage

Document Number	2007310349
Date	Jul 31, 2020
Instrument	202007310349

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1627 186TH STREET CT E, SPANAWAY, WA 98387-7948
Document Number	1802260329
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Mar 8, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1627 186TH STREET CT E SPANAWAY WA 983877948, SPANAWAY, WA 98387-7948

Mortgage

Document Number	1802260329
Date	Feb 26, 2018
Instrument	201802260329

Lender

Name	PACIFIC HM LNS
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1627 186th St Ct E was $5,041, up 3.8% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$455,700 Land $153,100 Building $302,600	$455,700 Land $153,100 Building $302,600
2025	$5,041.00 (+3.77%)
2024	$4,858.00 (-4.05%)	$415,200 (-5.96%) Land $163,300 Building $251,900	$415,200 (-5.96%) Land $163,300 Building $251,900
2023	$5,063.00	$441,500 Land $157,600 Building $283,900	$441,500 Land $157,600 Building $283,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1627 186th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1627 186th St Ct E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Lightcurve, T-Mobile, Verizon.

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