1523 186th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1523 186th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,448 sqft · built 2001
Lot Size	0.106 acres (4,616 sqft)
Owner	2 Individual Names on File
Last Sale	$363,000 (Apr 2020)
Tax Bill	$5,771 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500246-0-720`

Property Details

APN / Parcel Number

Primary APN	`500246-0-720`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,448 sqft Living Area
Gross Area	2,873 sqft
1st Floor Area	1,185 sqft
Upper Floors Area	1,263 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,616 sqft (0.106 acres)
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	92 sqft
Deck Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1523 186TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-1900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 42 SEDONA PHASE I, PDD L 72 TOG/W 1/78TH UNDIV INT IN TR A-F, H-K EASE OF REC OUT OF 4-006 SEG M0047 7/11/00MD
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	SEDONA PHASE I, PDD
Legal Phase	1
Legal Tract	A
Legal Lot Number	72
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2011
Census Tract	71417

Owner

1523 186th St Ct E is owned and occupied by two individuals who bought it in April 2020.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1523 186TH STREET CT E, SPANAWAY, WA 98387-1900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Warranty Deed, Transfer · FHA Mortgage MANN MORTGAGE LLC
May 16, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2020 · Amount on File
Deed Sale	Apr 10, 2020 · Amount on File
Prior Sale	Jun 22, 2011 · Amount on File
Deed Document Number	2020100681
Prior Transfer Date	Apr 30, 2018
Prior Transfer Doc	0000000875
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 10, 2020
Property Address	1523 186TH STREET CT E, SPANAWAY, WA 98387-1900
Document Number	0004100681
Map Reference	DOC200006125001
Instrument Date	Apr 7, 2020
Instrument	202004100681
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CW TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,808.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 186TH STREET CT E, SPANAWAY, WA 98387-1900
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000682
Date	Apr 10, 2020
Instrument	682

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Mortgage

Document Number	0004100683
Date	Apr 10, 2020
Instrument	202004100683

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	May 16, 2018
Property Address	1523 186TH STREET CT E, SPANAWAY, WA 98387-1900
Document Number	0005160875
Map Reference	DOC200006125001
Instrument Date	Apr 30, 2018
Instrument	201805160875
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 186TH STREET CT E, SPANAWAY, WA 98387-1900

Mortgage

Document Number	0005160876
Date	May 16, 2018
Instrument	201805160876

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1523 186th St Ct E was $5,771, up 3.4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,771.00 (+3.39%)	$506,200 Land $150,500 Building $355,700	$506,200 Land $150,500 Building $355,700
2025	$5,582.00 (+4.41%)
2024	$5,346.00 (-4.5%)	$456,300 (-6.53%) Land $160,500 Building $295,800	$456,300 (-6.53%) Land $160,500 Building $295,800
2023	$5,598.00	$488,200 Land $154,900 Building $333,300	$488,200 Land $154,900 Building $333,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1523 186th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1523 186th St Ct E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Lightcurve, T-Mobile, Verizon.

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