1607 S Smith Rd, Urbana, IL 61802 Property Records

Champaign County property record for 1607 S Smith Rd, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,070 sqft · built 2002
Lot Size	0.128 acres (5,591 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Apr 2018)
Tax Bill	$5,115 (2024)
Deeds & Mortgages	Apr 2018 Sale & Mortgage Jan 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`91-21-15-385-003`

Property Details

APN / Parcel Number

Primary APN	`91-21-15-385-003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,070 sqft Building Perimeter
1st Floor Area	1,070 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Roof Material	Other
Lot Area	5,591 sqft (0.128 acres)
Garage Type	Detached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	363 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1607 S SMITH RD
City	URBANA
State	IL
Zip	61802-4731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 SAVANNAH GREEN PHASE 2
Legal Range	09E
Legal Township	19N
Legal Section	15
Legal Subdivision	SAVANNAH GREEN PHASE 2
Legal Lot Number	24
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	5
Census Block	5015
Census Tract	5601

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 LAKE RD, SEYMOUR, IL 61875-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2018	Special Warranty Deed, Transfer · FHA Mortgage BUSEY BANK
Jan 16, 2018	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Prior Sale	Jan 16, 2018
Deed Document Number	20185960
Record Updated	Jun 8, 2026

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 18, 2018
Property Address	1607 S SMITH RD, URBANA, IL 61802-4731
Document Number	0000005960
Map Reference	DOC2002R19762
Instrument Date	Apr 2, 2018
Instrument	2018R05960
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 FIELDCREST DR, URBANA, IL 61802-7595

Mortgage

Document Number	0000005961
Date	Apr 18, 2018
Instrument	2018R05961

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

January 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 16, 2018
Property Address	1607 S SMITH RD, URBANA, IL 61802-4731
Document Number	0000000630
Instrument Date	Oct 20, 2017
Instrument	630
Transaction Type	Foreclosure
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BARCLAY ST #8W NEW YORK NY 100072550, 8W, NEW YORK, NY 10007-2550

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,830 (+25.95%) Land $8,910 Building $49,920	$176,490 (+25.95%) Land $26,730 Building $149,760
2024	$5,115.00 (+16.09%)
2022	$4,406.00 Homeowner's exemption	$46,710 Land $7,070 Building $39,640	$140,130 Land $21,210 Building $118,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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