1606 S Smith Rd, Urbana, IL 61802 Property Records

Champaign County property record for 1606 S Smith Rd, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,080 sqft · built 2002
Lot Size0.132 acres (5,736 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Sep 2020)
Tax Bill$4,863 (2024)
Deeds & MortgagesSep 2020 Sale & Mortgage
Jul 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN91-21-15-386-008

Property Details

APN / Parcel Number

Primary APN91-21-15-386-008

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,080 sqft Building Perimeter
1st Floor Area1,080 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Foundation TypeConcrete
Roof MaterialOther
Lot Area5,736 sqft (0.132 acres)
Garage TypeDetached
Garage Area528 sqft
DrivewayConcrete Driveway
Driveway Area363 sqft
Parking Spaces2 Parking Spaces
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1606 S SMITH RD
CityURBANA
StateIL
Zip61802-4729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 42 SAVANNAH GREEN PHASE 2
Legal Range09E
Legal Township19N
Legal Section15
Legal SubdivisionSAVANNAH GREEN PHASE 2
Legal Lot Number42
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group5
Census Block5003
Census Tract5601

Owner

1606 S Smith Rd is owned and occupied by an individual who bought it in September 2020.

Source: Champaign County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address1606 S SMITH RD, URBANA, IL 61802-4729
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2020Deed, Transfer · Conventional Mortgage
MIDWEST COMMUNITY BANK
Jul 6, 2020Grant Deed, Transfer
NOT AVAILABLE
Jun 26, 2020Tax Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2020 · Amount on File
Deed SaleSep 24, 2020 · Amount on File
Prior SaleJul 6, 2020 · Amount on File
Deed Document Number202019615
Record UpdatedOct 29, 2026

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionCHAMPAIGN IL
Recording DateSep 24, 2020
Property Address1606 S SMITH RD, URBANA, IL 61802-4729
Document Number0000019615
Map ReferenceDOC 2002R-19762
Instrument DateAug 21, 2020
Instrument2020R19615
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1606 S SMITH RD, URBANA, IL 61802-4729

Mortgage

Document Number0000019616
DateSep 24, 2020
Instrument2020R19616
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 6, 2020
Property Address1606 S SMITH RD, URBANA, IL 61802-4729
Document Number0000012472
Instrument DateJun 29, 2020
Instrument12472
Transaction TypeTransfer
Record UpdatedAug 21, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$6.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 10614 PEORIA IL 616120614, PEORIA, IL 61612-0614

June 2020: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionCHAMPAIGN IL
Recording DateJun 26, 2020
Property Address1606 S SMITH RD, URBANA, IL 61802-4729
Document Number0000011750
Instrument DateJun 26, 2020
Instrument11750
Transaction TypeForeclosure
Record UpdatedAug 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 10432 PEORIA IL 616120432, PEORIA, IL 61612-0432

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$49,890 Land $8,910 Building $40,980$149,670 Land $26,730 Building $122,940
2024$4,863.00
2022$4,287.00$39,610 Land $7,070 Building $32,540$118,830 Land $21,210 Building $97,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1606 S Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1606 S Smith Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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