1511 S Smith Rd, Urbana, IL 61802 Property Records

Champaign County property record for 1511 S Smith Rd, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 2002
Lot Size	0.123 acres (5,377 sqft)
Owner	Individual Name on File
Tax Bill	$4,655 (2024)
Deeds & Mortgages	Feb 2021 Foreclosure Apr 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`91-21-15-385-007`

Property Details

APN / Parcel Number

Primary APN	`91-21-15-385-007`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Building Perimeter
1st Floor Area	1,080 sqft
Flooring	Wood

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Roof Material	Other
Lot Area	5,377 sqft (0.123 acres)
Garage Type	Detached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	363 sqft
Parking Spaces	2 Parking Spaces
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1511 S SMITH RD
City	URBANA
State	IL
Zip	61802-4730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 SAVANNAH GREEN PHASE 2
Legal Range	09E
Legal Township	19N
Legal Section	15
Legal Subdivision	SAVANNAH GREEN PHASE 2
Legal Lot Number	28
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	5
Census Block	5015
Census Tract	5601

Owner

1511 S Smith Rd is owned and occupied by an individual who acquired it in February 2021.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1511 S SMITH RD, URBANA, IL 61802-4730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Trustee's Deed, Foreclosure · Conventional Mortgage UNION HOME MORTGAGE CORP
Apr 30, 2019	Loan Modification, Mortgage FIRST MID BK&TR NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2021
Deed Sale	Feb 5, 2021
Deed Document Number	20212760
Prior Transfer Date	Dec 2, 2011
Prior Transfer Doc	0000025874
Record Updated	Jun 8, 2026

February 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 5, 2021
Property Address	1511 S SMITH RD, URBANA, IL 61802-4730
Document Number	0000002760
Map Reference	DOC 2002R 19762
Instrument Date	Feb 4, 2021
Instrument	2021R02760
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 S SMITH RD, URBANA, IL 61802-4730

Mortgage

Document Number	0000002761
Date	Feb 5, 2021
Instrument	2021R02761

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	1511 S SMITH RD, URBANA, IL 61802-4730
Document Number	0000008816
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	116 S LOMBARD ST MAHOMET IL 618539202, MAHOMET, IL 61853-9202

Mortgage

Document Number	0000008816
Date	Jun 12, 2019
Instrument	8816

Lender

Name	FIRST MID BK&TR NA
Address	CHAMPAIGN, IL 61820

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 11, 2029

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,760 Land $8,910 Building $38,850	$143,280 Land $26,730 Building $116,550
2024	$4,655.00
2022	$4,104.00	$37,920 Land $7,070 Building $30,850	$113,760 Land $21,210 Building $92,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1511 S Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1511 S Smith Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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