1602 S Smith Rd, Urbana, IL 61802 Property Records

Champaign County property record for 1602 S Smith Rd, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,108 sqft · built 2002
Lot Size0.129 acres (5,616 sqft)
OwnerIndividual Name on Record
Tax Bill$5,920 (2024)
Deeds & MortgagesJul 2019 Mortgage
Jul 2019 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN91-21-15-386-010

Property Details

APN / Parcel Number

Primary APN91-21-15-386-010

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,108 sqft Building Perimeter
1st Floor Area1,108 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Roof MaterialOther
Lot Area5,616 sqft (0.129 acres)
Garage TypeDetached
Garage Area528 sqft
DrivewayConcrete Driveway
Driveway Area363 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1602 S SMITH RD
CityURBANA
StateIL
Zip61802-4729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 40 SAVANNAH GREEN PHASE 2
Legal Range09E
Legal Township19N
Legal Section15
Legal SubdivisionSAVANNAH GREEN PHASE 2
Legal Lot Number40
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group5
Census Block5003
Census Tract5601

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1602 S SMITH RD, URBANA, IL 61802-4729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jul 25, 2019Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING
Oct 5, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1602 S SMITH RD, URBANA, IL 61802-4729
Document Number0000012823
Instrument DateJul 25, 2019
Transaction TypeMortgage
Record UpdatedSep 3, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1602 S SMITH RD URBANA IL 618024729, URBANA, IL 61802-4729

Mortgage

Document Number0000012823
DateAug 9, 2019
Instrument12823
Lender
NameHUD-HOUSING/URBAN DEV
Address2488 E 81ST ST # 700, TULSA, OK 74137-4267
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 8, 2049

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address1602 S SMITH RD, URBANA, IL 61802-4729
Document Number0000012822
Instrument DateJul 25, 2019
Transaction TypeMortgage
Record UpdatedSep 3, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1602 S SMITH RD URBANA IL 618024729, URBANA, IL 61802-4729

Mortgage

Document Number0000012822
DateAug 9, 2019
Instrument12822
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 8, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateOct 5, 2017
Property Address1602 S SMITH RD, URBANA, IL 61802-4729
Document Number0000019044
Instrument DateOct 5, 2017
Instrument19044
Transaction TypeTransfer
Record UpdatedNov 1, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1602 S SMITH RD URBANA IL 618024729, URBANA, IL 61802-4729

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$67,080 (+25.95%) Land $8,910 Building $58,170$201,240 (+25.95%) Land $26,730 Building $174,510
2024$5,920.00 (+15.74%)
2022$5,115.00 Homeowner's exemption$53,260 Land $7,070 Building $46,190$159,780 Land $21,210 Building $138,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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