1603 Oak St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1603 Oak St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,144 sqft · built 2004
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Sep 2004)
Tax Bill	$763 (2025)
Flood Zone	Zone X (minimal risk)
APN	`146G M 023`

Property Details

APN / Parcel Number

Primary APN	`146G M 023`
Alternative APN	`0000074221`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000074221
Street Address	1603 OAK ST
City	CHATTANOOGA
State	TN
Zip	37404-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 15 BLK 26 ORCHARD KNOB PB1 PG41
Legal Subdivision	ORCHARD KNOB
Legal Block	26
Legal Lot Number	15
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1020
Census Tract	1100

Owner

Source: Hamilton County records · APN 146G M 023

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1603 OAK ST, CHATTANOOGA, TN 37404-2537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 16, 2004 · Amount on Record
Deed Sale	Sep 16, 2004 · Amount on Record
Prior Sale	Nov 05, 2003 · Amount on Record
Deed Document Number	200414
Deed Book / Page	7275 / 99
Prior Transfer Date	May 11, 2002
Prior Transfer Doc	6258441
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$763.00 (-8.73%)	$50,375 (+34.69%)	$201,500 (+34.69%) Land $40,000 Building $161,500
2024	$836.00	$37,400 (-)	$149,600 (-) Land $30,000 Building $119,600
2023	$836.00	$37,400 (-)	$149,600 (-) Land $30,000 Building $119,600
2022	$836.00	$37,400	$149,600 Land $30,000 Building $119,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 472 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.