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  5. E Henry Clay Ave

1607 E Henry Clay Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1607 E Henry Clay Ave, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,013 sqft · built 1950
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (May 2021)
Tax Bill$1,898 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Nov 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN041-20-25-017.00

Property Details

APN / Parcel Number

Primary APN041-20-25-017.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,013 sqft Finished Area
Gross Area1,295 sqft

Exterior

Year BuiltBuilt 1950
Exterior MaterialMetal
Foundation TypeSlab (Mat/Raft)
Lot Area9,583 sqft (0.219 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number0412025017.00
Street Address1607 E HENRY CLAY AVE
CityFT WRIGHT
StateKY
Zip41011-3727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH HILLS LOT 15
Legal SubdivisionSOUTH HILLS
Legal PhaseA
Legal Lot Number15
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1013
Census Tract65200

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1607 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Nov 27, 2019Deed of Trust, Mortgage · Line of Credit
GUARDIAN SVGS BK
Dec 4, 2017Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SVGS BK
Feb 27, 2017Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2021 · Amount on Record
Deed SaleMay 18, 2021 · Amount on Record
Prior SaleDec 4, 2017 · Amount on Record
Deed Document Number0000091204
Deed Book / Page91 / 204
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 18, 2021
Property Address1607 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727
Document Number0005900230
Book / Page91 / 204
Map ReferencePL 422
Instrument DateMay 12, 2021
Instrument21051805900230
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address372 CHARDONNAY VLY, 372, WALTON, KY 41094-7515

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1607 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727

Mortgage

Document Number0005900231
DateMay 18, 2021
Instrument21051805900231
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1607 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727
Document Number0000000227
Instrument DateNov 27, 2019
Transaction TypeMortgage
Record UpdatedDec 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1607 E HENRY CLAY AVE FORT WRIGHT KY 410113727, FORT WRIGHT, KY 41011-3727

Mortgage

Document Number0000000227
DateDec 13, 2019
Book Page0C6828/000325
Instrument227
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 12, 2029
Interest
Rate TypeAdjustable Rate

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 4, 2017
Property Address1607 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727
Document Number0000000251
Book / Page0C6307 / 000236
Instrument DateNov 28, 2017
Instrument251
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$130.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1607 E HENRY CLAY AVE FORT WRIGHT KY 410113727, FORT WRIGHT, KY 41011-3727

Mortgage

Document Number252
DateDec 4, 2017
Book Page0C6307/000238
Instrument252
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 3, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 27, 2017
Property Address1607 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727
Document Number0000000179
Book / Page0C6103 / 000335
Instrument DateFeb 20, 2017
Instrument179
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$57.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1607 E HENRY CLAY AVE FORT WRIGHT KY 410113727, FORT WRIGHT, KY 41011-3727

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,898.00 (-3.75%)$191,600 (+3.57%) Land $45,000 Building $146,600$191,600 (+3.57%) Land $45,000 Building $146,600
2023$1,972.00$185,000 Land $45,000 Building $140,000$185,000 Land $45,000 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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