1603 E Henry Clay Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1603 E Henry Clay Ave, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,377 sqft · built 1952
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$180,675 (Apr 2015)
Tax Bill$1,642 (2025)
Deeds & MortgagesSep 2026 Mortgage
Aug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN041-20-25-013.00

Property Details

APN / Parcel Number

Primary APN041-20-25-013.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,377 sqft Finished Area
Gross Area1,537 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area9,583 sqft (0.22 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1603 E HENRY CLAY AVE
CityFT WRIGHT
StateKY
Zip41011-3727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH HILLS LOT 17
Legal SubdivisionSOUTH HILLS
Legal PhaseA
Legal Lot Number17
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1013
Census Tract65200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1603 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Aug 28, 2019Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2015 · Amount on Record
Deed SaleApr 2, 2015 · Amount on Record
Prior SaleSep 22, 2010 · Amount on Record
Deed Document Number201504 02 059 00061
Deed Book / Page5622 / 170
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateSep 3, 2026
Property Address1603 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727
Document Number0000020276
Book / Page493 / 128
Instrument DateAug 26, 2026
Instrument202620276
Transaction TypeMortgage
Record UpdatedSep 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1603 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727

Mortgage

Document Number0000020276,
DateSep 3, 2026
Book Page493/128
Instrument202620276
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 26, 2056
Interest
Max Rate-1%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1603 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727
Document Number0000000224
Instrument DateAug 28, 2019
Transaction TypeMortgage
Record UpdatedSep 26, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1603 E HENRY CLAY AVE FORT WRIGHT KY 410113727, FORT WRIGHT, KY 41011-3727

Mortgage

Document Number0000000224
DateSep 12, 2019
Book Page0C6752/000199
Instrument224
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 11, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$214,800 (-) Land $45,000 Building $169,800$214,800 (-) Land $45,000 Building $169,800
2025$1,642.00 (+1.17%) Homeowner's exemption$214,800 (+8.1%) Land $45,000 Building $169,800$214,800 (+8.1%) Land $45,000 Building $169,800
2023$1,623.00 Homeowner's exemption$198,700 Land $45,000 Building $153,700$198,700 Land $45,000 Building $153,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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