1604 E Henry Clay Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1604 E Henry Clay Ave, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,482 sqft · built 1952
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$144,900 (Sep 2008)
Tax Bill	$2,203 (2025)
Deeds & Mortgages	Oct 2025 Sale & Line of Credit Oct 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-20-25-014.00`

Property Details

APN / Parcel Number

Primary APN	`041-20-25-014.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,482 sqft Finished Area
Gross Area	1,559 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1604 E HENRY CLAY AVE
City	FT WRIGHT
State	KY
Zip	41011-3728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KNOCHELMANS ADDN TO SOUTH HILLS LOT 15
Legal Subdivision	KNOCHELMANS ADDN SOUTH HILLS
Legal Lot Number	15
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1003
Census Tract	65200

Owner

Source: Kenton County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2256 KYLE DR, HEBRON, KY 41048-9521
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Quit Claim Deed, Transfer · Line of Credit THE NORTH SIDE BANK & TRUST CO
Oct 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FED'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2008 · Amount on Record
Deed Sale	Sep 10, 2008 · Amount on Record
Prior Sale	Jul 8, 2008 · Amount on Record
Deed Document Number	200809 10 059 00070
Deed Book / Page	3815 / 29
Last Transfer Date	Oct 9, 2025
Transfer Doc	0005900129
Record Updated	Sep 20, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Oct 13, 2025
Property Address	1604 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3728
Document Number	0005900129
Book / Page	KC 367 / 918
Instrument Date	Oct 9, 2025
Instrument	25101305900129
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2256 KYLE DR, HEBRON, KY 41048-9521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2256 KYLE DR, HEBRON, KY 41048-9521

Mortgage

Document Number	0005900040
Date	Oct 13, 2025
Instrument	25102105900040

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Oct 24, 2019
Property Address	1604 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3728
Document Number	0000000208
Book / Page	0C6787 / 000013
Instrument Date	Oct 23, 2019
Instrument	208
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2256 KYLE DR HEBRON KY 410489521, HEBRON, KY 41048-9521

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1604 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3728
Document Number	0000000599
Book / Page	0C6160 / 000113
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 7, 2017
Title Company	LAWYERS TITLE/CINCINNATI INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1604 E HENRY CLAY AVE FORT WRIGHT KY 410113728, FORT WRIGHT, KY 41011-3728

Mortgage

Document Number	0000000599
Date	May 16, 2017
Book Page	0C6160/000113
Instrument	599

Lender

Name	CINCINNATI FED'L
Address	CINCINNATI, OH 45255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2032

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,203.00 (-3.33%)	$222,400 (-) Land $40,000 Building $182,400	$222,400 (-) Land $40,000 Building $182,400
2024	$2,279.00 (+34.14%)	$222,400 (+39.52%) Land $40,000 Building $182,400	$222,400 (+39.52%) Land $40,000 Building $182,400
2023	$1,699.00	$159,400 Land $40,000 Building $119,400	$159,400 Land $40,000 Building $119,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

1604 E Henry Clay Ave, Fort Wright (Covington), KY 41011 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

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