Kenton County property record for 1610 E Henry Clay Ave, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,764 sqft · built 1940 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Feb 2009) |
| Tax Bill | $2,193 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-20-25-020.00 |
| Primary APN | 041-20-25-020.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,764 sqft Finished Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1610 E HENRY CLAY AVE |
|---|---|
| City | FT WRIGHT |
| State | KY |
| Zip | 41011-3728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KNOCHELMANS ADDN TO SOUTH HILLS LOT 12 |
| Legal Subdivision | KNOCHELMANS ADDN SOUTH HILLS |
| Legal Lot Number | 12 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 65200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1610 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CREDIT UNION |
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Feb 28, 2020 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2009 · Amount on Record |
| Deed Sale | Feb 24, 2009 · Amount on Record |
| Prior Sale | Aug 24, 1998 · Amount on Record |
| Deed Document Number | 200902 24 059 00084 |
| Deed Book / Page | 3933 / 61 |
| Prior Transfer Date | Jun 28, 2006 |
| Prior Transfer Doc | 0005900190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 8, 2026 |
| Property Address | 1610 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3728 |
| Document Number | 0000011904 |
| Book / Page | 443 / 214 |
| Instrument Date | May 28, 2026 |
| Instrument | 202611904 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1610 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3728 |
| Document Number | 0000011904, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 443/214 |
| Instrument | 202611904 |
| Name | GENERAL ELECTRIC CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1610 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3728 |
| Document Number | 0000000212 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1610 E HENRY CLAY AVE FORT WRIGHT KY 410113728, FORT WRIGHT, KY 41011-3728 |
| Document Number | 0000000212 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 000M21/000356 |
| Instrument | 212 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 17, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1610 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3728 |
| Document Number | 0000000012 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1610 EHENRY CLAY AVE FORT WRIGHT KY 41011, FORT WRIGHT, KY 41011 |
| Document Number | 0000000012 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 000M21/000625 |
| Instrument | 12 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 18, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,400 (-) Land $40,000 Building $230,400 | $270,400 (-) Land $40,000 Building $230,400 | |
| 2025 | $2,193.00 (+50.31%) Homeowner's exemption | $270,400 (+47.52%) Land $40,000 Building $230,400 | $270,400 (+47.52%) Land $40,000 Building $230,400 |
| 2023 | $1,459.00 Homeowner's exemption | $183,300 Land $40,000 Building $143,300 | $183,300 Land $40,000 Building $143,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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