1607 Ann Harbor St, Laredo, TX 78045 Property Records

Webb County property record for 1607 Ann Harbor St, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,720 sqft · built 2017
Lot Size	0.105 acres (4,568 sqft)
Owner	Individual Name on Record
Last Sale	$177,700 (Sep 2017)
Tax Bill	$1,136 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2017 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`994-03001-050`

Property Details

APN / Parcel Number

Primary APN	`994-03001-050`
Alternative APN	`560614`

Interior

Stories	2 Stories
Building Area	1,720 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	845 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,568 sqft (0.105 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	330 sqft
Balcony Area	300 sqft

Location & Zoning

Street Address	1607 ANN HARBOR ST
City	LAREDO
State	TX
Zip	78045-9039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN-ESCONDIDO, BLOCK 1, LOT 5, PHASE 7
Legal Subdivision	GREEN-ESCONDIDO
Legal Phase	7
Legal Block	1
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1003
Census Tract	1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1607 ANN HARBOR ST, LAREDO, TX 78045-9039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Sep 13, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE BANK OF NEW YORK MELLON TRUST CO NA
Sep 13, 2017	Vendor's Lien, Transfer · FHA Mortgage INDEPENDENCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2017 · Amount on Record
Deed Sale	Sep 13, 2017 · Amount on Record
Deed Document Number	20171307919
Deed Book / Page	4299 / 792
Prior Transfer Date	Sep 12, 2017
Prior Transfer Doc	004299/792
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1607 ANN HARBOR ST, LAREDO, TX 78045-9039
Transaction Type	Mortgage
Record Updated	Jun 16, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 ANN HARBOR ST, LAREDO, TX 78045-9039

Mortgage

Document Number	005285/530
Date	Jun 3, 2022
Book Page	5285/530
Instrument	1469581

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Oct 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1607 ANN HARBOR ST, LAREDO, TX 78045-9039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4299/811
Date	Sep 13, 2017
Book Page	4299/811
Instrument	1307921

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	385 Months
Due	Oct 1, 2049

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 13, 2017
Property Address	1607 ANN HARBOR ST, LAREDO, TX 78045-9039
Document Number	004299/792
Book / Page	4299 / 792
Map Reference	VOL 33 PG 85&86
Instrument Date	Sep 12, 2017
Instrument	1307919
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 ANN HARBOR ST, LAREDO, TX 78045-9039

Mortgage

Document Number	0001307920
Date	Sep 13, 2017
Instrument	1307920

Lender

Name	INDEPENDENCE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,386 (+8.38%) Land $43,986 Building $199,400	$243,386 (+8.38%) Land $43,986 Building $199,400
2025	$1,136.00 (-19.03%) Homeowner's exemption	$224,572 (+14.01%) Land $43,986 Building $180,586	$224,572 (+14.01%) Land $43,986 Building $180,586
2024	$1,403.00 (+17.11%)
2023		$196,979 Land $29,050 Building $167,929	$196,979 Land $29,050 Building $167,929
2022	$1,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Pathway Com-Tel Fixed Wireless	100 / 50

May also be available: AT&T.

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