1603 Ann Harbor St, Laredo, TX 78045 Property Records

Webb County property record for 1603 Ann Harbor St, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,770 sqft · built 2017
Lot Size	0.103 acres (4,501 sqft)
Owner	2 Individual Names on File
Last Sale	$232,135 (Sep 2026)
Tax Bill	$1,082 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`994-03001-030`

Property Details

APN / Parcel Number

Primary APN	`994-03001-030`
Alternative APN	`560612`

Interior

Stories	2 Stories
Building Area	1,770 sqft Living Area
Gross Area	2,170 sqft
1st Floor Area	870 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,501 sqft (0.103 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	246 sqft

Location & Zoning

Street Address	1603 ANN HARBOR ST
City	LAREDO
State	TX
Zip	78045-9039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN-ESCONDIDO, BLOCK 1, LOT 3, PHASE 7
Legal Subdivision	GREEN-ESCONDIDO
Legal Phase	7
Legal Block	1
Legal Lot Number	3
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1003
Census Tract	1711

Owner

1603 Ann Harbor St is owned and occupied by two individuals who bought it in September 2026.

Source: Webb County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1603 ANN HARBOR ST, LAREDO, TX 78045-9039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed, Transfer · VA Mortgage GUARANTEED RATE
Jun 1, 2023	Vendor's Lien, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on File
Deed Sale	Sep 8, 2026 · Amount on File
Prior Sale	Jun 1, 2023 · Amount on File
Deed Document Number	20261597475
Deed Book / Page	6104 / 360
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Sep 8, 2026
Property Address	1603 ANN HARBOR ST, LAREDO, TX 78045-9039
Document Number	0001597475
Book / Page	6104 / 360
Instrument Date	Sep 3, 2026
Instrument	20261597475
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 ANN HARBOR ST, LAREDO, TX 78045-9039

Mortgage

Document Number	0001597475,
Date	Sep 8, 2026
Book Page	6104/363
Instrument	20261597475

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 1, 2023
Property Address	1603 ANN HARBOR ST, LAREDO, TX 78045-9039
Document Number	005474/278
Book / Page	5474 / 278
Map Reference	VOL 33 PG 85&86
Instrument Date	May 31, 2023
Instrument	1501434
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 ANN HARBOR ST, LAREDO, TX 78045-9039

Mortgage

Document Number	0001501435
Date	Jun 1, 2023
Instrument	1501435

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1603 Ann Harbor St was $1,082, down 19% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,408 (+9.61%) Land $43,341 Building $191,067	$234,408 (+9.61%) Land $43,341 Building $191,067
2025	$1,082.00 (-19.01%) Homeowner's exemption	$213,866 Land $43,341 Building $170,525	$213,866 Land $43,341 Building $170,525
2024	$1,336.00
2023		$196,553 Land $28,624 Building $167,929	$196,553 Land $28,624 Building $167,929
2022	$1,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1603 Ann Harbor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1603 Ann Harbor St is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Pathway Com-Tel Fixed Wireless	100 / 50

May also be available: AT&T.

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