1610 Ann Harbor St, Laredo, TX 78045 Property Records

Webb County property record for 1610 Ann Harbor St, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,376 sqft · built 2016
Lot Size	0.116 acres (5,072 sqft)
Owner	Individual Name on Record
Tax Bill	$970 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`994-03002-050`

Property Details

APN / Parcel Number

Primary APN	`994-03002-050`
Alternative APN	`560634`

Interior

Stories	1 Story
Building Area	1,376 sqft Living Area
Gross Area	1,838 sqft
1st Floor Area	1,376 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,072 sqft (0.116 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	52 sqft

Location & Zoning

Street Address	1610 ANN HARBOR ST
City	LAREDO
State	TX
Zip	78045-9039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN-ESCONDIDO, BLOCK 2, LOT 5, PHASE 7
Legal Subdivision	GREEN-ESCONDIDO
Legal Phase	7
Legal Block	2
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1003
Census Tract	1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1610 ANN HARBOR ST, LAREDO, TX 78045-9039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 1, 2019	Vendor's Lien, Transfer · FHA Mortgage INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2024
Deed Sale	Jan 3, 2024
Prior Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	20241518822
Deed Book / Page	5583 / 24
Prior Transfer Date	Jul 29, 2019
Prior Transfer Doc	004639/755
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1610 ANN HARBOR ST, LAREDO, TX 78045-9039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 ANN HARBOR ST, LAREDO, TX 78045-9039

Mortgage

Document Number	4915/148
Date	Dec 7, 2020
Book Page	4915/148
Instrument	1412355

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Aug 1, 2049

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 1, 2019
Property Address	1610 ANN HARBOR ST, LAREDO, TX 78045-9039
Document Number	004639/755
Book / Page	4639 / 755
Map Reference	VOL 33 PG 85&86
Instrument Date	Jul 29, 2019
Instrument	1367743
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 ANN HARBOR ST, LAREDO, TX 78045-9039

Mortgage

Document Number	0001367744
Date	Aug 1, 2019
Instrument	1367744

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,191 (+8.97%) Land $48,534 Building $158,657	$207,191 (+8.97%) Land $48,534 Building $158,657
2025		$190,137 (+6.51%) Land $48,534 Building $141,603	$190,137 (+6.51%) Land $48,534 Building $141,603
2024	$970.00 (-10.68%)
2023		$178,509 Land $32,052 Building $146,457	$178,509 Land $32,052 Building $146,457
2022	$1,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Pathway Com-Tel Fixed Wireless	100 / 50

May also be available: AT&T.

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