1605 Ann Harbor St, Laredo, TX 78045 Property Records

Webb County property record for 1605 Ann Harbor St, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,709 sqft · built 2017
Lot Size	0.104 acres (4,518 sqft)
Owner	Individual Name on Record
Last Sale	$173,100 (Dec 2017)
Tax Bill	$1,051 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`994-03001-040`

Property Details

APN / Parcel Number

Primary APN	`994-03001-040`
Alternative APN	`560613`

Interior

Stories	2 Stories
Building Area	1,709 sqft Living Area
Gross Area	2,109 sqft
1st Floor Area	870 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,518 sqft (0.104 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft

Location & Zoning

Street Address	1605 ANN HARBOR ST
City	LAREDO
State	TX
Zip	78045-9039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN-ESCONDIDO, BLOCK 1, LOT 4, PHASE 7
Legal Subdivision	GREEN-ESCONDIDO
Legal Phase	7
Legal Block	1
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1003
Census Tract	1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1605 ANN HARBOR ST, LAREDO, TX 78045-9039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 1, 2017	Vendor's Lien, Transfer · FHA Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2017 · Amount on Record
Deed Sale	Dec 1, 2017 · Amount on Record
Deed Document Number	20171314759
Deed Book / Page	4336 / 560
Prior Transfer Date	Nov 28, 2017
Prior Transfer Doc	004336/560
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1605 ANN HARBOR ST, LAREDO, TX 78045-9039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 ANN HARBOR ST, LAREDO, TX 78045-9039

Mortgage

Document Number	4916/409
Date	Dec 8, 2020
Book Page	4916/409
Instrument	1412553

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 1, 2017
Property Address	1605 ANN HARBOR ST, LAREDO, TX 78045-9039
Document Number	004336/560
Book / Page	4336 / 560
Map Reference	VOL 33 PG 85&86
Instrument Date	Nov 28, 2017
Instrument	1314759
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 ANN HARBOR ST, LAREDO, TX 78045-9039

Mortgage

Document Number	0001314760
Date	Dec 1, 2017
Instrument	1314760

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,571 (+9.53%) Land $43,508 Building $184,063	$227,571 (+9.53%) Land $43,508 Building $184,063
2025	$1,051.00 (-19.03%)	$207,779 (+5.65%) Land $43,508 Building $164,271	$207,779 (+5.65%) Land $43,508 Building $164,271
2024	$1,298.00 (+8.53%)
2023		$196,663 Land $28,734 Building $167,929	$196,663 Land $28,734 Building $167,929
2022	$1,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Pathway Com-Tel Fixed Wireless	100 / 50

May also be available: AT&T.

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