1606 Monroe St, Covington, KY 41014 Property Records

Kenton County property record for 1606 Monroe St, Covington, KY 41014 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,851 sqft · built 1905
Lot Size0.15 acres (6,534 sqft)
Owner2 Company Names on File
Last Sale$178,000 (Jan 2018)
Tax Bill$2,358 (2025)
Deeds & MortgagesNov 2021 Transfer
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN055-12-05-038.00

Property Details

APN / Parcel Number

Primary APN055-12-05-038.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories3 Stories
Building Area2,851 sqft Finished Area
Gross Area3,367 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1905
Exterior MaterialBrick
Foundation TypeStone
Roof MaterialSlate
Lot Area6,534 sqft (0.15 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0551205038.00
Street Address1606 MONROE ST
CityCOVINGTON
StateKY
Zip41014-1040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODLAND PARK LOTS 31-32 PT 33
Legal SubdivisionWOODLAND PARK LAND CO
Legal Phase1ST
Legal Lot Number32,33 32
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group4
Census Block4013
Census Tract65000

Owner

Source: Kenton County records · APN 055-12-05-038.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address908 FORESTVIEW CT, LOVELAND, OH 45140-6107
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Intrafamily Transfer, Transfer
Jan 19, 2018Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJan 19, 2018 · Amount on Record
Deed SaleJan 19, 2018 · Amount on Record
Prior SaleJan 19, 2018 · Amount on Record
Deed Document Number0000000064
Deed Book / Page0C6337 / 000234
Last Transfer DateNov 22, 2021
Transfer Doc0005900311
Record UpdatedJun 08, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateNov 22, 2021
Property Address1606 MONROE ST, COVINGTON, KY 41014-1040
Document Number0005900311
Book / Page132 / 680
Instrument DateAug 02, 2021
Instrument21112205900311
Transaction TypeTransfer
Record UpdatedJan 08, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address908 FORESTVIEW CT, LOVELAND, OH 45140-6107

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 19, 2018
Property Address1606 MONROE ST, COVINGTON, KY 41014-1040
Document Number0000000064
Book / Page0C6337 / 000234
Instrument DateJan 17, 2018
Instrument64
Transaction TypeTransfer
Record UpdatedFeb 27, 2018
Title CompanyAGILITY CLOSING AND TITLE SERVICES I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$178.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1606 MONROE ST COVINGTON KY 410141040, COVINGTON, KY 41014-1040

Mortgage

Document Number65
DateJan 19, 2018
Book Page0C6337/000237
Instrument65
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 18, 2033

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,358.00 (-0.51%)$178,000 (-) Land $5,000 Building $173,000$178,000 (-) Land $5,000 Building $173,000
2023$2,370.00$178,000 Land $5,000 Building $173,000$178,000 Land $5,000 Building $173,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Peaselburg Neighborhood Historic District
listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Monroe St

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