1605 Monroe St, Covington, KY 41014 Property Records

Kenton County property record for 1605 Monroe St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,240 sqft · built 1928
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$82,000 (May 2022)
Tax Bill	$828 (2025)
Deeds & Mortgages	Dec 2025 Transfer May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-01-012.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-01-012.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,240 sqft Finished Area
Gross Area	1,534 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	150 ft deep x 55 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1605 MONROE ST
City	COVINGTON
State	KY
Zip	41014-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWOOD PLACE BLK A LOT 12 & PT LOT 13 55'X 150' IRREG
Legal Subdivision	EDGEWOOD PLACE
Legal Phase	A
Legal Block	A
Legal Lot Number	12,13
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1000
Census Tract	65100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1605 MONROE ST, COVINGTON, KY 41014-1039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Intrafamily Transfer, Transfer
May 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 5, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Deed Document Number	2022051990
Deed Book / Page	166 / 49
Last Transfer Date	Dec 18, 2025
Transfer Doc	0005900214
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Dec 22, 2025
Property Address	1605 MONROE ST, COVINGTON, KY 41014-1039
Document Number	0005900214
Book / Page	KC 381 / 703
Map Reference	MB 402
Instrument Date	Dec 18, 2025
Instrument	25122205900214
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1605 MONROE ST, COVINGTON, KY 41014-1039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 MONROE ST, COVINGTON, KY 41014-1039

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	May 19, 2022
Property Address	1605 MONROE ST, COVINGTON, KY 41014-1039
Document Number	0005900090
Book / Page	166 / 49
Instrument Date	May 10, 2022
Instrument	22051905900090
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1605 MONROE ST, 1605, COVINGTON, KY 41014-1039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 MONROE ST, COVINGTON, KY 41014-1039

Mortgage

Document Number	0005900091
Date	May 19, 2022
Book Page	371/725
Instrument	22051905900091

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1605 MONROE ST, COVINGTON, KY 41014-1039
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 MONROE COVINGTON, COVINGTON, KY 41014

Mortgage

Document Number	0005900031
Date	Jan 5, 2022
Book Page	322/167
Instrument	22010505900031

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,100 (+19.27%) Land $10,000 Building $123,100	$133,100 (+19.27%) Land $10,000 Building $123,100
2025	$828.00 (-44.28%) Homeowner's exemption	$111,600 (-) Land $5,000 Building $106,600	$111,600 (-) Land $5,000 Building $106,600
2023	$1,486.00	$111,600 Land $5,000 Building $106,600	$111,600 Land $5,000 Building $106,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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