1601 Monroe St, Covington, KY 41014 Property Records

Kenton County property record for 1601 Monroe St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,072 sqft · built 1928
Lot Size	0.204 acres (8,900 sqft)
Owner	Company Name on Record
Last Sale	$20,000 (Sep 2013)
Tax Bill	$1,432 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`055-12-01-010.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-01-010.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,072 sqft Finished Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	8,900 sqft (0.204 acres)
Lot Dimensions	178 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1601 MONROE ST
City	COVINGTON
State	KY
Zip	41014-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWOOD PLACE BLK A LOT 10 50X178 IRREG
Legal Subdivision	EDGEWOOD PLACE
Legal Phase	A
Legal Block	A
Legal Lot Number	10
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1000
Census Tract	65100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4519 KENNY RD, COLUMBUS, OH 43220-3710
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2013 · Amount on Record
Deed Sale	Sep 16, 2013 · Amount on Record
Prior Sale	Aug 23, 2013 · Amount on Record
Deed Document Number	201309 16 059 00224
Deed Book / Page	5269 / 198
Record Updated	Oct 29, 2026

March 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 29, 2019
Property Address	1601 MONROE ST, COVINGTON, KY 41014-1039
Book / Page	0C6627 / 000255
Instrument Date	Mar 28, 2019
Instrument	51
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2100 GENG RD #200 PALO ALTO CA 943033307, 200, PALO ALTO, CA 94303-3307

Mortgage

Document Number	0000000051
Date	Mar 29, 2019
Book Page	0C6627/000255
Instrument	51

Lender

Name	COREVEST AMERICAN FIN LENDER L
Address	1920 MAIN ST # 850, IRVINE, CA 92614-7285

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 28, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,600 (+7.86%) Land $10,000 Building $106,600	$116,600 (+7.86%) Land $10,000 Building $106,600
2025	$1,432.00 (-0.49%)	$108,100 (-) Land $5,000 Building $103,100	$108,100 (-) Land $5,000 Building $103,100
2023	$1,439.00	$108,100 Land $5,000 Building $103,100	$108,100 Land $5,000 Building $103,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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