Kenton County property record for 1607 Monroe St, Covington, KY 41014 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 762 sqft · built 1939 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,000 (Oct 2025) |
| Tax Bill | $1,523 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-12-01-013.00 |
| Primary APN | 055-12-01-013.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 762 sqft Finished Area |
| Gross Area | 832 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1607 MONROE ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDGEWOOD PLACE BLK A PT LOT 13 50' WS MONROE 5' S LOT 12 |
| Legal Subdivision | EDGEWOOD PLACE |
| Legal Phase | A |
| Legal Block | A |
| Legal Lot Number | 13 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 65100 |
Source: Kenton County records · APN 055-12-01-013.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5341 NORTHBEND XING, CINCINNATI, OH 45247-3105 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jul 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME LENDING |
| Oct 22, 2025 | Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Jun 08, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNION SVGS |
| Feb 07, 2017 | Grant Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on Record |
| Deed Sale | Oct 22, 2025 · Amount on Record |
| Prior Sale | Jun 08, 2017 · Amount on Record |
| Deed Document Number | 202584 |
| Deed Book / Page | 370 / 312 |
| Prior Transfer Date | Jul 18, 2014 |
| Prior Transfer Doc | 0005900045 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 13, 2026 |
| Property Address | 1607 MONROE ST, COVINGTON, KY 41014-1039 |
| Document Number | 0000014428 |
| Book / Page | 458 / 323 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202614428 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,265.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1607 MONROE ST, COVINGTON, KY 41014-1039 |
| Document Number | 0000014429, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 2026071314429 |
| Name | HOME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 22, 2025 |
| Property Address | 1607 MONROE ST, COVINGTON, KY 41014-1039 |
| Document Number | 0005900084 |
| Book / Page | KC 370 / 312 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 25102205900084 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6324 BELMONT RD, LOVELAND, OH 45140-8030 |
| Name | Verified Name |
|---|---|
| Address | 5341 NORTHBEND XING, CINCINNATI, OH 45247-3105 |
| Document Number | 0005900085 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 25102205900085 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1607 MONROE ST, COVINGTON, KY 41014-1039 |
| Document Number | 000M230847 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1607 MONROE ST COVINGTON KY 410141039, COVINGTON, KY 41014-1039 |
| Document Number | 000M230847 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 000M23/000847 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 22, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 08, 2017 |
| Property Address | 1607 MONROE ST, COVINGTON, KY 41014-1039 |
| Document Number | 0000000280 |
| Book / Page | 0C6177 / 000087 |
| Instrument Date | Jun 02, 2017 |
| Instrument | 280 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2017 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1607 MONROE ST COVINGTON KY 410141039, COVINGTON, KY 41014-1039 |
| Document Number | 281 |
|---|---|
| Date | Jun 08, 2017 |
| Book Page | 0C6177/000089 |
| Instrument | 281 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 07, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 07, 2017 |
| Property Address | 1607 MONROE ST, COVINGTON, KY 41014-1039 |
| Document Number | 0000000827 |
| Book / Page | 0C6091 / 000008 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 827 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $28.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1147 MORELAND RD ALEXANDRIA KY 410017555, ALEXANDRIA, KY 41001-7555 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,523.00 (+0.73%) | $115,000 (-) Land $5,000 Building $110,000 | $115,000 (-) Land $5,000 Building $110,000 |
| 2024 | $1,512.00 (-1.24%) | $115,000 (-) Land $5,000 Building $110,000 | $115,000 (-) Land $5,000 Building $110,000 |
| 2023 | $1,531.00 | $115,000 Land $5,000 Building $110,000 | $115,000 Land $5,000 Building $110,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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