Kane County property record for 1605 Charles Ave, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,440 sqft · built 1985 |
| Lot Size | 0.342 acres (14,878 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,000 (Sep 2016) |
| Tax Bill | $6,288 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-03-236-001 |
| Primary APN | 03-03-236-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 1,860 sqft |
| 1st Floor Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Lot Area | 14,878 sqft (0.342 acres) |
| Lot Dimensions | 135 ft deep x 98 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 1605 CHARLES AVE |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-3777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 229 RIVERWOOD ESTATES UNIT 4 |
| Legal Subdivision | RIVERWOOD ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 229 |
| Legal Unit | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | DUNDEE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 850106 |
Source: Kane County records · APN 03-03-236-001
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1605 CHARLES AVE, ALGONQUIN, IL 60102-3777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 13, 2016 · Amount on Record |
| Deed Sale | Sep 13, 2016 · Amount on Record |
| Prior Sale | Oct 08, 2014 · Amount on Record |
| Deed Document Number | 201648971 |
| Prior Transfer Date | Jan 25, 2000 |
| Prior Transfer Doc | 0000007243 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1605 CHARLES AVE, ALGONQUIN, IL 60102-3777 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035842 |
|---|---|
| Date | Jul 06, 2020 |
| Instrument | 2020K035842 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2050 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | Kane County |
| County Subdivision | Dundee Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,288.00 (+5.97%) Homeowner's exemption | ||
| 2024 | $86,419 (+15.71%) Land $24,351 Building $62,068 | $259,361 (+15.76%) Land $73,082 Building $186,279 | |
| 2022 | $5,934.00 (+3.24%) Homeowner's exemption | $74,683 (+5.91%) Land $21,910 Building $52,773 | $224,049 (+5.91%) Land $65,730 Building $158,319 |
| 2021 | $5,748.00 Homeowner's exemption | $70,515 Land $20,687 Building $49,828 | $211,545 Land $62,061 Building $149,484 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898501061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 18 (1979–2017) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 467 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL1110050, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ALGONQUIN serves 30,700 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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