1620 Charles Ave, Algonquin, IL 60102 Property Records

Kane County property record for 1620 Charles Ave, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,895 sqft · built 1985
Lot Size0.186 acres (8,090 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Jul 2021)
Tax Bill$8,108 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-03-235-003

Property Details

APN / Parcel Number

Primary APN03-03-235-003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,895 sqft Living Area
Gross Area3,022 sqft
1st Floor Area1,034 sqft
Basement Area707 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Lot Area8,090 sqft (0.186 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1620 CHARLES AVE
CityALGONQUIN
StateIL
Zip60102-3776
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 202 RIVERWOOD ESTATES UNIT 4 SUBDIVISION: RIVERWOOD ESTATES RANGE CODE: 8 E TWSHP 42N
Legal SubdivisionRIVERWOOD ESTATES
Legal Block1
Legal Lot Number202
Legal Unit4
JurisdictionKANE IL
Township / Civil DivisionDUNDEE
Census Block Group1
Census Block1015
Census Tract850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1620 CHARLES AVE, ALGONQUIN, IL 60102-3776
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2021 · Amount on Record
Deed SaleJul 2, 2021 · Amount on Record
Prior SaleJan 19, 2010 · Amount on Record
Deed Document Number202150913
Prior Transfer DateDec 24, 2007
Prior Transfer Doc0000000631
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 2, 2021
Property Address1620 CHARLES AVE, ALGONQUIN, IL 60102-3776
Document Number0000050913
Instrument DateJun 17, 2021
Instrument2021K050913
Transaction TypeTransfer
Record UpdatedJul 16, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1620 CHARLES AVE, ALGONQUIN, IL 60102-3776

Mortgage

Document Number0000050914
DateJul 2, 2021
Instrument2021K050914
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate
Rate2.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyKane County
County SubdivisionDundee Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,108.00 (+18.04%) Homeowner's exemption$116,384 (+9.42%) Land $27,320 Building $89,064$349,292 (+9.42%) Land $81,993 Building $267,299
2024$106,364 (+24.38%) Land $24,968 Building $81,396$319,220 (+24.43%) Land $74,934 Building $244,286
2022$6,869.00 (-4.52%) Homeowner's exemption$85,514 (+5.91%) Land $22,465 Building $63,049$256,542 (+5.91%) Land $67,395 Building $189,147
2021$7,194.00$80,742 Land $21,211 Building $59,531$242,226 Land $63,633 Building $178,593

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims18 (1979–2017)
Claims Outside the SFHA3 of 18
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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